Workers comp carrier comparison
Top 14 workers compensation carriers in the U.S. ranked by 2024 NAIC market share, with AM Best ratings and capability tags.
| # | Carrier | AM Best | Market share | Online quote | Pay-as-you-go | Min premium | |
|---|---|---|---|---|---|---|---|
| 1 | The Travelers Companies | A++ Stable | 7.5% | $250 | Quote | ||
| 2 | The Hartford | A+ Stable | 5.8% | $200 | Quote | ||
| 3 | Liberty Mutual | A Stable | 5.2% | $500 | Quote | ||
| 4 | Chubb | A++ Stable | 4% | $1000 | Quote | ||
| 5 | AmTrust Financial | A- Stable | 3.5% | $200 | Quote | ||
| 6 | Zurich North America | A+ Stable | 3.2% | $5000 | Quote | ||
| 7 | W.R. Berkley | A+ Stable | 2.7% | $2500 | Quote | ||
| 8 | Cincinnati Insurance | A+ Stable | 2.4% | $1000 | Quote | ||
| 11 | Employers Holdings | A Stable | 1.8% | $250 | Quote | ||
| 12 | AmeriSure | A Stable | 1.4% | $1500 | Quote | ||
| 14 | ICW Group | A Stable | 1% | $1000 | Quote | ||
| 15 | Old Republic | A Stable | 0.9% | $1500 | Quote | ||
| - | State Compensation Insurance Fund (CA) | - | -% | $200 | Quote | ||
| - | Pinnacol Assurance | A- Stable | -% | $250 | Quote |