Restaurants & Food Service workers comp rates by state
Mid-rate industry. Restaurant code 9082 / 9083 (with vs without dining room) typically $1.50-3.50/$100 payroll. Tip credit complicates payroll classification. Across 21 states, the median rate is $0.810 per $100 of payroll, ranging from $0.360 to $4.71.
Typical employer: Single-unit to multi-unit operators, high turnover, complex tip-pooling rules
5 cheapest states for Restaurants & Food Service
5 most expensive states
- New Jersey $2.94 median
- California $2.59 median
- New York $2.13 median
- Rhode Island $1.23 median
- Alaska $1.20 median
Top Restaurants & Food Service class codes
9082 Restaurant, fast food 18 states 9044 Restaurant Operations 8 states 9078 Restaurant, Fast Food 2 states 9079 Restaurant 2 states 9043 Fast Food Restaurant 1 states 9045 Restaurant Employees 1 states 9047 Restaurant, N.O.C. 1 states 9080 Restaurant, Not Fast Food 1 states 9081 Restaurant, With Entertainment 1 states
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Rates in every Restaurants & Food Service state
| State | Codes | Median rate | Range |
|---|---|---|---|
| Tennessee | 1 | $0.360 | $0.360, $0.360 |
| Kentucky | 2 | $0.410 | $0.410, $0.410 |
| Maryland | 1 | $0.430 | $0.430, $0.430 |
| Utah | 1 | $0.450 | $0.450, $0.450 |
| Virginia | 1 | $0.474 | $0.474, $0.474 |
| Nevada | 1 | $0.500 | $0.500, $0.500 |
| Kansas | 2 | $0.515 | $0.510, $0.520 |
| Oregon | 1 | $0.570 | $0.570, $0.570 |
| Arkansas | 1 | $0.650 | $0.650, $0.650 |
| Oklahoma | 1 | $0.690 | $0.690, $0.690 |
| Minnesota | 2 | $0.735 | $0.700, $0.770 |
| Louisiana | 2 | $0.740 | $0.720, $0.760 |
| Indiana | 2 | $0.805 | $0.770, $0.840 |
| Alabama | 1 | $0.810 | $0.810, $0.810 |
| Hawaii | 1 | $1.03 | $1.03, $1.03 |
| Illinois | 2 | $1.18 | $1.08, $1.27 |
| Alaska | 2 | $1.20 | $0.860, $1.54 |
| Rhode Island | 2 | $1.23 | $0.810, $1.66 |
| New York | 1 | $2.13 | $2.13, $2.13 |
| California | 4 | $2.59 | $1.91, $2.59 |
| New Jersey | 4 | $2.94 | $1.13, $4.71 |