AK · NCCI

Workers comp rates and rules in Alaska

Alaska has 616 workers comp class codes with filed rates, a maximum weekly benefit of $1,290 (80% of average weekly wage), and a statute of limitations of 2 years. Verified 2026-05-08.

Cheapest code $0.050 Real Estate Clerical
Median rate $0.260 across 50 top codes
Priciest code $0.430 Asbestos Goods Manufacturing

Class code rate comparison

The top 50 workers comp class codes filed in Alaska, sorted from cheapest to most expensive per $100 of payroll. Cross-state percentile shows where each code sits versus the same code in other states.

State Occupation Code Rate per $100 vs peers Source
Alaska Real Estate Clerical 8803 $0.050 95% view
Alaska Hospice Care - All Other 8871 $0.050 79% view
Alaska Ambulance Service 7402 $0.090 47% view
Alaska College Other Employees 8820 $0.090 77% view
Alaska Hospice Care 8855 $0.090 89% view
Alaska Furniture Salespersons 8723 $0.110 89% view
Alaska Telephone/Telegraph Companies 8901 $0.130 80% view
Alaska Clerical office 8810 $0.140 82% view
Alaska Telemarketing Clerical 8814 $0.170 93% view
Alaska Telemarketing Clerical 8814 M $0.170 88% view
Alaska Vessel Operations NOC 7445 $0.190 38% view
Alaska Vessel Operations NOC 7445 N $0.190 25% view
Alaska Jewelry Stores 8013 $0.190 45% view
Alaska Medical Office Clerical 8805 $0.190 93% view
Alaska Medical Office Clerical 8805 M $0.190 88% view
Alaska Jewelry Salespersons 8721 $0.210 82% view
Alaska Salesperson, outside 8742 $0.210 77% view
Alaska Landscape Gardening 0771 N $0.220 50% view
Alaska Consulting Engineers 8601 $0.220 82% view
Alaska Advertising Sales 8755 $0.230 76% view
Alaska Clerical Telecommuter Employees 8815 $0.230 93% view
Alaska Clerical Telecommuter Employees 8815 M $0.230 75% view
Alaska Barber, beauty parlor, hair stylist 9586 $0.250 50% view
Alaska Department Stores 8003 $0.260 - view
Alaska Property Management NOC 8737 $0.260 93% view
Alaska Property Management NOC 8737 M $0.260 81% view
Alaska Insurance Adjusters 8734 $0.280 93% view
Alaska Insurance Adjusters 8734 M $0.280 81% view
Alaska Physician, non-surgical 8832 $0.280 76% view
Alaska Glassware Manufacturing 4109 $0.290 72% view
Alaska Sound Recording 4360 $0.290 73% view
Alaska Interior Trim Installation 5951 $0.300 62% view
Alaska Drug Manufacturing 4511 $0.310 48% view
Alaska College, non-faculty 8868 $0.330 86% view
Alaska Livery Service 7405 $0.350 30% view
Alaska Livery Service 7405 N $0.350 18% view
Alaska Railroad Shop Employees 7421 $0.350 36% view
Alaska Residential Property Management 8738 $0.350 86% view
Alaska Residential Property Management 8738 M $0.350 63% view
Alaska Storage Battery Manufacturing 4692 $0.370 50% view
Alaska Waterworks Company 7515 $0.370 23% view
Alaska Oil & Gas Well Drilling 4825 $0.390 50% view
Alaska Adult Day Care 8856 $0.390 82% view
Alaska Electrical Wiring Devices Manufacturing 3681 $0.410 55% view
Alaska Office Machinery Manufacturing 3826 $0.410 45% view
Alaska Flat Glass Manufacturing 4740 $0.410 30% view
Alaska Retail Store - Shoe 8072 $0.410 61% view
Alaska Telecom Line Construction 7610 $0.420 77% view
Alaska RV Salespersons 8748 $0.420 77% view
Alaska Asbestos Goods Manufacturing 4149 $0.430 76% view

Bottom quartile (cheap) Mid Top quartile (expensive) This state

Alaska coverage rules & benefits

Coverage threshold

Required for all employers with one or more employees.

Max weekly benefit

$1,290 (80% of average weekly wage), effective 2024.

PPD weeks

280 weeks of permanent partial disability (whole-body schedule).

Death benefit

Up to $129,000 in fatal-claim death benefits to dependents.

Statute of limitations

2 years from injury date to file the claim.

1099 contractor treatment

Individuals performing services for remuneration are presumed to be employees unless they meet specific criteria for independent contractor status, including control, separate business, and independent nature of work.

Owner exclusion

Allowed. Sole proprietor self-coverage: optional. LLC member self-coverage: optional.

State fund

Workers' Compensation Benefits Guaranty Fund is the state-administered carrier.

Estimate your premium in Alaska

Pre-filled to Alaska. Pick your industry and payroll to see a real premium range from filed rates.

Estimate your workers comp premium

Pick your industry, state, and annual payroll. Range comes from real rate filings.

Estimated annual premium for Manufacturing in Alaska

$1,450to$61,500

Median: $7,000 · Rate range $0.290 to $12.30 per $100 payroll

Industry median across all states

$7,300

Cheapest states for Manufacturing

  • Utah $0.490
  • Kentucky $0.940
  • Virginia $0.950

Most expensive

  • California $4.74
  • New Jersey $3.56
  • Hawaii $2.94

Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.

Filing & compliance in Alaska

  1. Step 1, Confirm coverage threshold

    Required for all employers with one or more employees.

  2. Step 2, Determine class code

    Your premium uses the NCCI class code that best matches your operation. The wrong class code can cost 4-10x more or get reclassified at audit.

  3. Step 3, Get a quote (or use the state fund)

    Workers' Compensation Benefits Guaranty Fund is one option; private carriers like Travelers, Hartford, and Liberty Mutual also write coverage in Alaska. Schedule credits up to 25% are typical for low-loss accounts.

  4. Step 4, Track payroll & subcontractors

    General contractors are generally liable for the workers' compensation coverage of uninsured subcontractors and their employees. Keep certificates of insurance for every sub.

  5. Step 5, Annual audit

    Carriers audit payroll Typically within 90 days of policy expiration, but can extend longer based on policy terms and state regulations.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll.

Penalty for non-coverage: Employers can be assessed penalties up to $1,000 per employee for each day they remain uninsured, and a mandatory $1,000 per day for violating stop work orders.

Alaska workers comp FAQs

Who has to carry workers compensation insurance in Alaska?

Required for all employers with one or more employees.

What is the maximum weekly workers comp benefit in Alaska?

The current maximum weekly benefit in Alaska is $1,290 (effective 2024). Benefits are typically 80% of the average weekly wage, capped at the state maximum.

How long do I have to file a workers comp claim in Alaska?

The statute of limitations for filing a workers compensation claim in Alaska is 2 years from the date of injury. Notice to the employer is typically required within 30 days.

Are 1099 contractors covered by workers comp in Alaska?

Individuals performing services for remuneration are presumed to be employees unless they meet specific criteria for independent contractor status, including control, separate business, and independent nature of work.

Can business owners exclude themselves from workers comp coverage in Alaska?

Yes, Alaska allows business owners (sole proprietors, partners, LLC members, corporate officers) to exclude themselves from coverage by filing the appropriate election form. Sole-proprietor self-coverage is not required; LLC member self-coverage is not required.

What is the penalty for not carrying workers comp in Alaska?

Employers can be assessed penalties up to $1,000 per employee for each day they remain uninsured, and a mandatory $1,000 per day for violating stop work orders.

When does my workers comp carrier audit my payroll in Alaska?

Alaska typically requires a payroll audit Typically within 90 days of policy expiration, but can extend longer based on policy terms and state regulations.. Final premium is reconciled to actual payroll, and class code allocation can shift based on the audit findings. Keep payroll segregated by class code and have job-duty documentation ready.

Am I liable for subcontractors' workers comp in Alaska?

General contractors are generally liable for the workers' compensation coverage of uninsured subcontractors and their employees.

Related in Alaska