Workers comp rates for code 5645: Carpentry, Detached one and two family dwellings
NCCI class code 5645 covers Carpentry, Detached one and two family dwellings in the construction industry. The median rate across 21 states is $4.96 per $100 payroll. Rates range from $2.33 in Utah to $16.11 in New Jersey.
Also known as: Residential carpenter · Home builder
Most expensive 5 states
- New Jersey $16.11
- Illinois $14.78
- Louisiana $8.96
- Arkansas $6.59
- Alabama $6.52
Code 5645 rates in all 21 states
| State | Code | Rate per $100 | vs peers | Source |
|---|---|---|---|---|
| Utah | 5645 | $2.33 | 5% | view |
| Kansas | 5645 | $2.91 | 10% | view |
| Hawaii | 5645 | $3.13 | 14% | view |
| Virginia | 5645 | $3.53 | 19% | view |
| Kentucky | 5645 | $4.08 | 24% | view |
| Rhode Island | 5645 | $4.14 | 29% | view |
| Maryland | 5645 | $4.35 | 33% | view |
| Indiana | 5645 | $4.52 | 38% | view |
| Tennessee | 5645 | $4.76 | 43% | view |
| Alaska | 5645 | $4.93 | 48% | view |
| New York | 5645 | $4.96 | 52% | view |
| Michigan | 5645 | $5.24 | 57% | view |
| Oregon | 5645 | $5.55 | 62% | view |
| Minnesota | 5645 | $5.63 | 67% | view |
| Oklahoma | 5645 | $6.19 | 71% | view |
| Nevada | 5645 | $6.36 | 76% | view |
| Alabama | 5645 | $6.52 | 81% | view |
| Arkansas | 5645 | $6.59 | 86% | view |
| Louisiana | 5645 | $8.96 | 90% | view |
| Illinois | 5645 | $14.78 | 95% | view |
| New Jersey | 5645 | $16.11 | 100% | view |
Bottom quartile (cheap) Mid Top quartile (expensive)
FAQs about NCCI 5645
What occupation is NCCI class code 5645?
Class code 5645 is "Carpentry, Detached one and two family dwellings" (also known as Residential carpenter, Home builder), in the construction industry. The code is filed in 21 states.
What is the average workers comp rate for code 5645?
The median rate across 21 states is $4.96 per $100 of payroll, ranging from $2.33 (Utah) to $16.11 (New Jersey).
Why does code 5645 cost more in some states than others?
Workers comp rates reflect each state's loss experience for that occupation, the rating bureau's methodology (NCCI vs. independent), schedule rating credits, and the state's medical-cost inflation. Some states are monopolistic (only the state fund writes coverage) while others are open competitive markets.