KS · NCCI

Workers comp rates and rules in Kansas

Kansas has 618 workers comp class codes with filed rates, a maximum weekly benefit of $800 (66.67% of average weekly wage), and a statute of limitations of 3 years. Verified 2026-05-08.

Cheapest code $0.020 Architects
Median rate $0.150 across 50 top codes
Priciest code $0.280 Fruit & Vegetable Stores

Class code rate comparison

The top 50 workers comp class codes filed in Kansas, sorted from cheapest to most expensive per $100 of payroll. Cross-state percentile shows where each code sits versus the same code in other states.

State Occupation Code Rate per $100 vs peers Source
Kansas Architects 8603 $0.020 33% view
Kansas Real Estate Clerical 8803 $0.020 32% view
Kansas Hospice Care - All Other 8871 $0.020 32% view
Kansas Furniture Salespersons 8723 $0.030 11% view
Kansas Hospice Care 8855 $0.030 11% view
Kansas Ambulance Service 7402 $0.040 12% view
Kansas College Other Employees 8820 $0.040 18% view
Kansas Telephone/Telegraph Companies 8901 $0.040 15% view
Kansas Medical Office Clerical 8805 $0.050 29% view
Kansas Telemarketing Clerical 8814 $0.050 36% view
Kansas Consulting Engineers 8601 $0.060 9% view
Kansas Jewelry Salespersons 8721 $0.070 12% view
Kansas Salesperson, outside 8742 $0.070 14% view
Kansas Medical Office Clerical 8805 M $0.080 31% view
Kansas Physician, non-surgical 8832 $0.080 10% view
Kansas Property Management NOC 8737 $0.090 36% view
Kansas Advertising Sales 8755 $0.090 14% view
Kansas Clerical Telecommuter Employees 8815 $0.090 43% view
Kansas Insurance Adjusters 8734 $0.100 29% view
Kansas Jewelry Stores 8013 $0.110 14% view
Kansas RV Salespersons 8748 $0.110 9% view
Kansas Telemarketing Clerical 8814 M $0.120 75% view
Kansas Sound Recording 4360 $0.140 33% view
Kansas Telecom Line Construction 7610 $0.140 9% view
Kansas Adult Day Care 8856 $0.140 12% view
Kansas Property Management NOC 8737 M $0.150 38% view
Kansas Railroad Shop Employees 7421 $0.160 9% view
Kansas Insurance Adjusters 8734 M $0.160 38% view
Kansas Residential Property Management 8738 $0.170 43% view
Kansas Barber, beauty parlor, hair stylist 9586 $0.170 23% view
Kansas Glassware Manufacturing 4109 $0.190 28% view
Kansas College, non-faculty 8868 $0.190 32% view
Kansas Interior Trim Installation 5951 $0.200 19% view
Kansas Drug Manufacturing 4511 $0.220 29% view
Kansas Waterworks Company 7515 $0.220 9% view
Kansas Hospital, professional employees 8833 $0.220 10% view
Kansas Office Machinery Manufacturing 3826 $0.230 10% view
Kansas Construction Supervisor 5606 $0.230 9% view
Kansas Outside Sales - All Other 8799 $0.230 38% view
Kansas Oil refinery 3719 $0.240 10% view
Kansas Storage Battery Manufacturing 4692 $0.240 18% view
Kansas Stevedoring Operations 7431 $0.240 35% view
Kansas Retail Bakery 8045 $0.250 16% view
Kansas Clerical Telecommuter Employees 8815 M $0.250 88% view
Kansas Building Operation - Theaters 9012 $0.250 11% view
Kansas Automobile Salespersons 8720 $0.260 9% view
Kansas Flat Glass Manufacturing 4740 $0.270 10% view
Kansas Hand Blown Glassware Manufacturing 4743 $0.270 - view
Kansas Fruit & Vegetable Stores 8015 $0.280 20% view
Kansas Retail Store - Shoe 8072 $0.280 33% view

Bottom quartile (cheap) Mid Top quartile (expensive) This state

Kansas coverage rules & benefits

Coverage threshold

Mandatory for employers with one or more employees, with specific exemptions for certain agricultural employers, real estate agents, and others.

Max weekly benefit

$800 (66.67% of average weekly wage), effective 2024.

TTD weeks

415 weeks of temporary total disability benefits.

PPD weeks

210 weeks of permanent partial disability (whole-body schedule).

Death benefit

Up to $300,000 in fatal-claim death benefits to dependents.

Statute of limitations

3 years from injury date to file the claim.

1099 contractor treatment

Independent contractor status is determined by the 'right to control' test; if the employer retains the right to control the manner and means of the work, the individual is likely an employee.

Owner exclusion

Allowed. Sole proprietor self-coverage: optional. LLC member self-coverage: optional.

Estimate your premium in Kansas

Pre-filled to Kansas. Pick your industry and payroll to see a real premium range from filed rates.

Estimate your workers comp premium

Pick your industry, state, and annual payroll. Range comes from real rate filings.

Estimated annual premium for Manufacturing in Kansas

$950to$32,600

Median: $5,025 · Rate range $0.190 to $6.52 per $100 payroll

Industry median across all states

$7,300

Cheapest states for Manufacturing

  • Utah $0.490
  • Kentucky $0.940
  • Virginia $0.950

Most expensive

  • California $4.74
  • New Jersey $3.56
  • Hawaii $2.94

Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.

Filing & compliance in Kansas

  1. Step 1, Confirm coverage threshold

    Mandatory for employers with one or more employees, with specific exemptions for certain agricultural employers, real estate agents, and others.

  2. Step 2, Determine class code

    Your premium uses the NCCI class code that best matches your operation. The wrong class code can cost 4-10x more or get reclassified at audit.

  3. Step 3, Get a quote (or use the state fund)

    Private carriers like Travelers, Hartford, and Liberty Mutual write coverage in Kansas. Schedule credits up to 25% are typical for low-loss accounts.

  4. Step 4, Track payroll & subcontractors

    General contractors are liable for injuries to employees of uninsured subcontractors if the subcontractor is performing work that is part of the general contractor's trade or business. Keep certificates of insurance for every sub.

  5. Step 5, Annual audit

    Carriers audit payroll Typically within 3 years of policy expiration, as per NCCI rules.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll.

Penalty for non-coverage: Employers failing to carry required coverage face fines, potential criminal charges, and personal liability for injured workers' benefits.

Kansas workers comp FAQs

Who has to carry workers compensation insurance in Kansas?

Mandatory for employers with one or more employees, with specific exemptions for certain agricultural employers, real estate agents, and others.

What is the maximum weekly workers comp benefit in Kansas?

The current maximum weekly benefit in Kansas is $800 (effective 2024). Benefits are typically 66.67% of the average weekly wage, capped at the state maximum.

How long do I have to file a workers comp claim in Kansas?

The statute of limitations for filing a workers compensation claim in Kansas is 3 years from the date of injury. Notice to the employer is typically required within 30 days.

Are 1099 contractors covered by workers comp in Kansas?

Independent contractor status is determined by the 'right to control' test; if the employer retains the right to control the manner and means of the work, the individual is likely an employee.

Can business owners exclude themselves from workers comp coverage in Kansas?

Yes, Kansas allows business owners (sole proprietors, partners, LLC members, corporate officers) to exclude themselves from coverage by filing the appropriate election form. Sole-proprietor self-coverage is not required; LLC member self-coverage is not required.

What is the penalty for not carrying workers comp in Kansas?

Employers failing to carry required coverage face fines, potential criminal charges, and personal liability for injured workers' benefits.

When does my workers comp carrier audit my payroll in Kansas?

Kansas typically requires a payroll audit Typically within 3 years of policy expiration, as per NCCI rules.. Final premium is reconciled to actual payroll, and class code allocation can shift based on the audit findings. Keep payroll segregated by class code and have job-duty documentation ready.

Am I liable for subcontractors' workers comp in Kansas?

General contractors are liable for injuries to employees of uninsured subcontractors if the subcontractor is performing work that is part of the general contractor's trade or business.