Workers comp rates and rules in Kansas
Kansas has 618 workers comp class codes with filed rates, a maximum weekly benefit of $800 (66.67% of average weekly wage), and a statute of limitations of 3 years. Verified 2026-05-08.
Class code rate comparison
The top 50 workers comp class codes filed in Kansas, sorted from cheapest to most expensive per $100 of payroll. Cross-state percentile shows where each code sits versus the same code in other states.
| State | Occupation | Code | Rate per $100 | vs peers | Source |
|---|---|---|---|---|---|
| Kansas | Architects | 8603 | $0.020 | 33% | view |
| Kansas | Real Estate Clerical | 8803 | $0.020 | 32% | view |
| Kansas | Hospice Care - All Other | 8871 | $0.020 | 32% | view |
| Kansas | Furniture Salespersons | 8723 | $0.030 | 11% | view |
| Kansas | Hospice Care | 8855 | $0.030 | 11% | view |
| Kansas | Ambulance Service | 7402 | $0.040 | 12% | view |
| Kansas | College Other Employees | 8820 | $0.040 | 18% | view |
| Kansas | Telephone/Telegraph Companies | 8901 | $0.040 | 15% | view |
| Kansas | Medical Office Clerical | 8805 | $0.050 | 29% | view |
| Kansas | Telemarketing Clerical | 8814 | $0.050 | 36% | view |
| Kansas | Consulting Engineers | 8601 | $0.060 | 9% | view |
| Kansas | Jewelry Salespersons | 8721 | $0.070 | 12% | view |
| Kansas | Salesperson, outside | 8742 | $0.070 | 14% | view |
| Kansas | Medical Office Clerical | 8805 M | $0.080 | 31% | view |
| Kansas | Physician, non-surgical | 8832 | $0.080 | 10% | view |
| Kansas | Property Management NOC | 8737 | $0.090 | 36% | view |
| Kansas | Advertising Sales | 8755 | $0.090 | 14% | view |
| Kansas | Clerical Telecommuter Employees | 8815 | $0.090 | 43% | view |
| Kansas | Insurance Adjusters | 8734 | $0.100 | 29% | view |
| Kansas | Jewelry Stores | 8013 | $0.110 | 14% | view |
| Kansas | RV Salespersons | 8748 | $0.110 | 9% | view |
| Kansas | Telemarketing Clerical | 8814 M | $0.120 | 75% | view |
| Kansas | Sound Recording | 4360 | $0.140 | 33% | view |
| Kansas | Telecom Line Construction | 7610 | $0.140 | 9% | view |
| Kansas | Adult Day Care | 8856 | $0.140 | 12% | view |
| Kansas | Property Management NOC | 8737 M | $0.150 | 38% | view |
| Kansas | Railroad Shop Employees | 7421 | $0.160 | 9% | view |
| Kansas | Insurance Adjusters | 8734 M | $0.160 | 38% | view |
| Kansas | Residential Property Management | 8738 | $0.170 | 43% | view |
| Kansas | Barber, beauty parlor, hair stylist | 9586 | $0.170 | 23% | view |
| Kansas | Glassware Manufacturing | 4109 | $0.190 | 28% | view |
| Kansas | College, non-faculty | 8868 | $0.190 | 32% | view |
| Kansas | Interior Trim Installation | 5951 | $0.200 | 19% | view |
| Kansas | Drug Manufacturing | 4511 | $0.220 | 29% | view |
| Kansas | Waterworks Company | 7515 | $0.220 | 9% | view |
| Kansas | Hospital, professional employees | 8833 | $0.220 | 10% | view |
| Kansas | Office Machinery Manufacturing | 3826 | $0.230 | 10% | view |
| Kansas | Construction Supervisor | 5606 | $0.230 | 9% | view |
| Kansas | Outside Sales - All Other | 8799 | $0.230 | 38% | view |
| Kansas | Oil refinery | 3719 | $0.240 | 10% | view |
| Kansas | Storage Battery Manufacturing | 4692 | $0.240 | 18% | view |
| Kansas | Stevedoring Operations | 7431 | $0.240 | 35% | view |
| Kansas | Retail Bakery | 8045 | $0.250 | 16% | view |
| Kansas | Clerical Telecommuter Employees | 8815 M | $0.250 | 88% | view |
| Kansas | Building Operation - Theaters | 9012 | $0.250 | 11% | view |
| Kansas | Automobile Salespersons | 8720 | $0.260 | 9% | view |
| Kansas | Flat Glass Manufacturing | 4740 | $0.270 | 10% | view |
| Kansas | Hand Blown Glassware Manufacturing | 4743 | $0.270 | - | view |
| Kansas | Fruit & Vegetable Stores | 8015 | $0.280 | 20% | view |
| Kansas | Retail Store - Shoe | 8072 | $0.280 | 33% | view |
Bottom quartile (cheap) Mid Top quartile (expensive) This state
Kansas coverage rules & benefits
Coverage threshold
Mandatory for employers with one or more employees, with specific exemptions for certain agricultural employers, real estate agents, and others.
Max weekly benefit
$800 (66.67% of average weekly wage), effective 2024.
TTD weeks
415 weeks of temporary total disability benefits.
PPD weeks
210 weeks of permanent partial disability (whole-body schedule).
Death benefit
Up to $300,000 in fatal-claim death benefits to dependents.
Statute of limitations
3 years from injury date to file the claim.
1099 contractor treatment
Independent contractor status is determined by the 'right to control' test; if the employer retains the right to control the manner and means of the work, the individual is likely an employee.
Owner exclusion
Allowed. Sole proprietor self-coverage: optional. LLC member self-coverage: optional.
Estimate your premium in Kansas
Pre-filled to Kansas. Pick your industry and payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Manufacturing in Kansas
$950to$32,600
Median: $5,025 · Rate range $0.190 to $6.52 per $100 payroll
Industry median across all states
$7,300
Cheapest states for Manufacturing
- Utah $0.490
- Kentucky $0.940
- Virginia $0.950
Most expensive
- California $4.74
- New Jersey $3.56
- Hawaii $2.94
Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing & compliance in Kansas
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Step 1, Confirm coverage threshold
Mandatory for employers with one or more employees, with specific exemptions for certain agricultural employers, real estate agents, and others.
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Step 2, Determine class code
Your premium uses the NCCI class code that best matches your operation. The wrong class code can cost 4-10x more or get reclassified at audit.
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Step 3, Get a quote (or use the state fund)
Private carriers like Travelers, Hartford, and Liberty Mutual write coverage in Kansas. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Track payroll & subcontractors
General contractors are liable for injuries to employees of uninsured subcontractors if the subcontractor is performing work that is part of the general contractor's trade or business. Keep certificates of insurance for every sub.
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Step 5, Annual audit
Carriers audit payroll Typically within 3 years of policy expiration, as per NCCI rules.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll.
Kansas workers comp FAQs
Who has to carry workers compensation insurance in Kansas?
Mandatory for employers with one or more employees, with specific exemptions for certain agricultural employers, real estate agents, and others.
What is the maximum weekly workers comp benefit in Kansas?
The current maximum weekly benefit in Kansas is $800 (effective 2024). Benefits are typically 66.67% of the average weekly wage, capped at the state maximum.
How long do I have to file a workers comp claim in Kansas?
The statute of limitations for filing a workers compensation claim in Kansas is 3 years from the date of injury. Notice to the employer is typically required within 30 days.
Are 1099 contractors covered by workers comp in Kansas?
Independent contractor status is determined by the 'right to control' test; if the employer retains the right to control the manner and means of the work, the individual is likely an employee.
Can business owners exclude themselves from workers comp coverage in Kansas?
Yes, Kansas allows business owners (sole proprietors, partners, LLC members, corporate officers) to exclude themselves from coverage by filing the appropriate election form. Sole-proprietor self-coverage is not required; LLC member self-coverage is not required.
What is the penalty for not carrying workers comp in Kansas?
Employers failing to carry required coverage face fines, potential criminal charges, and personal liability for injured workers' benefits.
When does my workers comp carrier audit my payroll in Kansas?
Kansas typically requires a payroll audit Typically within 3 years of policy expiration, as per NCCI rules.. Final premium is reconciled to actual payroll, and class code allocation can shift based on the audit findings. Keep payroll segregated by class code and have job-duty documentation ready.
Am I liable for subcontractors' workers comp in Kansas?
General contractors are liable for injuries to employees of uninsured subcontractors if the subcontractor is performing work that is part of the general contractor's trade or business.