NCCI · 19 states

Workers comp rates for code 8045: Retail Bakery

NCCI class code 8045 covers Retail Bakery in the retail industry. The median rate across 19 states is $0.380 per $100 payroll. Rates range from $0.150 in Utah to $1.04 in Illinois.

Also known as: Bake Shop · Pastry Shop

Cheapest 5 states for code 8045

  1. Utah $0.150
  2. Kansas $0.250
  3. Tennessee $0.250
  4. Kentucky $0.270
  5. Virginia $0.280

Most expensive 5 states

  1. Illinois $1.04
  2. New Jersey $0.990
  3. Hawaii $0.760
  4. Rhode Island $0.550
  5. Alaska $0.520

Code 8045 rates in all 19 states

State Code Rate per $100 vs peers Source
Utah 8045 $0.150 5% view
Kansas 8045 $0.250 16% view
Tennessee 8045 $0.250 16% view
Kentucky 8045 $0.270 21% view
Virginia 8045 $0.280 26% view
Michigan 8045 $0.360 32% view
Alabama 8045 $0.370 37% view
Arkansas 8045 $0.380 53% view
Maryland 8045 $0.380 53% view
Oklahoma 8045 $0.380 53% view
Minnesota 8045 $0.400 58% view
Louisiana 8045 $0.410 63% view
Indiana 8045 $0.470 68% view
Nevada 8045 $0.480 74% view
Alaska 8045 $0.520 79% view
Rhode Island 8045 $0.550 84% view
Hawaii 8045 $0.760 89% view
New Jersey 8045 $0.990 95% view
Illinois 8045 $1.04 100% view

Bottom quartile (cheap) Mid Top quartile (expensive)

FAQs about NCCI 8045

What occupation is NCCI class code 8045?

Class code 8045 is "Retail Bakery" (also known as Bake Shop, Pastry Shop), in the retail industry. The code is filed in 19 states.

What is the average workers comp rate for code 8045?

The median rate across 19 states is $0.380 per $100 of payroll, ranging from $0.150 (Utah) to $1.04 (Illinois).

Why does code 8045 cost more in some states than others?

Workers comp rates reflect each state's loss experience for that occupation, the rating bureau's methodology (NCCI vs. independent), schedule rating credits, and the state's medical-cost inflation. Some states are monopolistic (only the state fund writes coverage) while others are open competitive markets.