Carpentry, Detached one and two family dwellings workers comp rate in New Jersey
The filed workers comp rate for class code 5645 (Carpentry, Detached one and two family dwellings) in New Jersey is $16.11 per $100 of payroll , effective 2025-01-01. On $500,000 of payroll, that's roughly $80,550 in base premium.
Source quote
"5645 16.11"
From NCCI / state rating bureau, effective 2025-01-01.
FAQ
What is the workers comp rate for code 5645 in New Jersey?
The filed workers comp loss cost / rate for NCCI class code 5645 (Carpentry, Detached one and two family dwellings) in New Jersey is $16.11 per $100 of payroll, effective 2025-01-01.
How much would I pay in New Jersey for code 5645 on $500,000 of payroll?
At $16.11 per $100, $500,000 of payroll yields a base premium of $80,550 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.
Where else can I see code 5645?
UT has the cheapest filed rate for code 5645 ($2.33) and NJ the highest ($16.11). New Jersey sits at the 100th percentile across 21 peer states.