Virginia · National Council on Compensation

Carpentry, Detached one and two family dwellings workers comp rate in Virginia

The filed workers comp rate for class code 5645 (Carpentry, Detached one and two family dwellings) in Virginia is $3.53 per $100 of payroll , effective 2026-04-01. On $500,000 of payroll, that's roughly $17,640 in base premium.

Rate per $100 $3.53
Rate type loss_cost
Authority National Council on Compensation
Effective 2026-04-01
vs peers 19%
Confidence HIGH

FAQ

What is the workers comp rate for code 5645 in Virginia?

The filed workers comp loss cost / rate for NCCI class code 5645 (Carpentry, Detached one and two family dwellings) in Virginia is $3.53 per $100 of payroll, effective 2026-04-01.

How much would I pay in Virginia for code 5645 on $500,000 of payroll?

At $3.53 per $100, $500,000 of payroll yields a base premium of $17,640 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.

Where else can I see code 5645?

UT has the cheapest filed rate for code 5645 ($2.33) and NJ the highest ($16.11). Virginia sits at the 19th percentile across 21 peer states.