Old Republic in Illinois
Old Republic writes workers compensation insurance in Illinois, with A AM Best rating and a $1,500 minimum premium. Illinois carriers operate under NCCI rate filings, with a max weekly benefit of $1,975 and a statute of limitations of 3 years. Verified 2026-05-09.
Old Republic in Illinois
Diversified specialty carrier. Several WC subsidiaries. The carrier's industry focus is specialty markets and large commercial, and the AM Best rating is A with a Stable outlook. Quotes go through licensed agents or the carrier underwriting team.
Illinois workers comp rules that apply to every carrier
Illinois workers comp benefits are set by statute, not by the carrier. The maximum weekly indemnity benefit is $1,975 at 66.67% of the average weekly wage. The statute of limitations to file a claim is 3 years from the date of injury. Coverage threshold: All employers with one or more employees are required to carry workers' compensation insurance. On 1099 contractors: Illinois uses a multi-factor test to determine if a 1099 contractor is an employee for workers' compensation purposes.
How to get a Old Republic quote in Illinois
Have your FEIN, NCCI class code (or job description if you do not know the code yet), estimated annual payroll by class code, three years of loss runs from prior carriers, your published EMR (experience modifier) if you have one, and certificates of insurance for any subcontractors. Old Republic can quote faster with complete information; missing payroll detail or loss runs typically delays underwriting by 5 to 10 business days.
Related
FAQs
Does Old Republic write workers comp in Illinois?
Yes. Old Republic writes workers compensation in all 50, including Illinois. AM Best rates the carrier A (Stable outlook), and the minimum premium is $1,500. Quotes go through agents or direct underwriting.
What kind of Illinois businesses does Old Republic target?
Old Republic focuses on specialty markets and large commercial. Diversified specialty carrier. Several WC subsidiaries.
What is the max weekly workers comp benefit in Illinois on a Old Republic policy?
Statutory benefits are set by state law, not by the carrier. Illinois caps weekly indemnity at $1,975 (effective 2025-07-15), calculated as 66.67% of the average weekly wage. Old Republic pays the same statutory benefit as any other Illinois carrier.
How does Old Republic handle 1099 contractors in Illinois?
Illinois uses a multi-factor test to determine if a 1099 contractor is an employee for workers' compensation purposes. Old Republic audits 1099 status against the same standard at policy audit; missing certificates of insurance for subcontractors typically lead to the sub payroll being added to the rated base.
When does Old Republic audit my payroll in Illinois?
Illinois carriers including Old Republic audit within 90 days of policy expiration. Have payroll segregated by class code, certificates of insurance for every subcontractor, and overtime documented separately.