Old Republic in Ohio
Old Republic writes workers compensation insurance in Ohio, with A AM Best rating and a $1,500 minimum premium. Ohio carriers operate under Ohio BWC rate filings, with a max weekly benefit of $1,231 and a statute of limitations of 1 year. Verified 2026-05-09.
Old Republic in Ohio
Diversified specialty carrier. Several WC subsidiaries. The carrier's industry focus is specialty markets and large commercial, and the AM Best rating is A with a Stable outlook. Quotes go through licensed agents or the carrier underwriting team.
Ohio workers comp rules that apply to every carrier
Ohio workers comp benefits are set by statute, not by the carrier. The maximum weekly indemnity benefit is $1,231 at 66.67% of the average weekly wage. The statute of limitations to file a claim is 1 year from the date of injury. Coverage threshold: 1 or more employees (private employers must obtain coverage from Ohio BWC; no private workers compensation carriers permitted in Ohio) On 1099 contractors: Workers are generally considered employees unless they meet specific criteria for independent contractor status, which is determined by a multi-factor test focusing on control and independence.
How to get a Old Republic quote in Ohio
Have your FEIN, NCCI class code (or job description if you do not know the code yet), estimated annual payroll by class code, three years of loss runs from prior carriers, your published EMR (experience modifier) if you have one, and certificates of insurance for any subcontractors. Old Republic can quote faster with complete information; missing payroll detail or loss runs typically delays underwriting by 5 to 10 business days.
Related
FAQs
Does Old Republic write workers comp in Ohio?
Yes. Old Republic writes workers compensation in all 50, including Ohio. AM Best rates the carrier A (Stable outlook), and the minimum premium is $1,500. Quotes go through agents or direct underwriting.
What kind of Ohio businesses does Old Republic target?
Old Republic focuses on specialty markets and large commercial. Diversified specialty carrier. Several WC subsidiaries.
What is the max weekly workers comp benefit in Ohio on a Old Republic policy?
Statutory benefits are set by state law, not by the carrier. Ohio caps weekly indemnity at $1,231 (effective 2025-01-01), calculated as 66.67% of the average weekly wage. Old Republic pays the same statutory benefit as any other Ohio carrier.
How does Old Republic handle 1099 contractors in Ohio?
Workers are generally considered employees unless they meet specific criteria for independent contractor status, which is determined by a multi-factor test focusing on control and independence. Old Republic audits 1099 status against the same standard at policy audit; missing certificates of insurance for subcontractors typically lead to the sub payroll being added to the rated base.
When does Old Republic audit my payroll in Ohio?
Ohio carriers including Old Republic audit Within 90 days of policy expiration for private employers, but BWC can audit at any time.. Have payroll segregated by class code, certificates of insurance for every subcontractor, and overtime documented separately.