Sand or Gravel Digging workers comp rate in Illinois
The filed workers comp rate for class code 4038 (Sand or Gravel Digging) in Illinois is $3.02 per $100 of payroll , effective 2026-01-01. On $500,000 of payroll, that's roughly $15,105 in base premium.
Rate per $100 $3.02
Rate type advisory_rate
Authority NCCI / state rating bureau
Effective 2026-01-01
vs peers 86%
Confidence HIGH
Source quote
"4038 3.021"
From NCCI / state rating bureau, effective 2026-01-01.
FAQ
What is the workers comp rate for code 4038 in Illinois?
The filed workers comp loss cost / rate for NCCI class code 4038 (Sand or Gravel Digging) in Illinois is $3.02 per $100 of payroll, effective 2026-01-01.
How much would I pay in Illinois for code 4038 on $500,000 of payroll?
At $3.02 per $100, $500,000 of payroll yields a base premium of $15,105 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.
Where else can I see code 4038?
UT has the cheapest filed rate for code 4038 ($0.600) and CA the highest ($7.62). Illinois sits at the 86th percentile across 21 peer states.