New York · New York Compensation Insurance Rating

Sand or Gravel Digging workers comp rate in New York

The filed workers comp rate for class code 4038 (Sand or Gravel Digging) in New York is $1.33 per $100 of payroll , effective 2025-10-01. On $500,000 of payroll, that's roughly $6,675 in base premium.

Rate per $100 $1.33
Rate type loss_cost
Authority New York Compensation Insurance Rating
Effective 2025-10-01
vs peers 52%
Confidence HIGH

FAQ

What is the workers comp rate for code 4038 in New York?

The filed workers comp loss cost / rate for NCCI class code 4038 (Sand or Gravel Digging) in New York is $1.33 per $100 of payroll, effective 2025-10-01.

How much would I pay in New York for code 4038 on $500,000 of payroll?

At $1.33 per $100, $500,000 of payroll yields a base premium of $6,675 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.

Where else can I see code 4038?

UT has the cheapest filed rate for code 4038 ($0.600) and CA the highest ($7.62). New York sits at the 52th percentile across 21 peer states.