Sand or Gravel Digging workers comp rate in New York
The filed workers comp rate for class code 4038 (Sand or Gravel Digging) in New York is $1.33 per $100 of payroll , effective 2025-10-01. On $500,000 of payroll, that's roughly $6,675 in base premium.
Rate per $100 $1.33
Rate type loss_cost
Authority New York Compensation Insurance Rating
Effective 2025-10-01
vs peers 52%
Confidence HIGH
Source quote
"4038 1.335"
From New York Compensation Insurance Rating, effective 2025-10-01.
FAQ
What is the workers comp rate for code 4038 in New York?
The filed workers comp loss cost / rate for NCCI class code 4038 (Sand or Gravel Digging) in New York is $1.33 per $100 of payroll, effective 2025-10-01.
How much would I pay in New York for code 4038 on $500,000 of payroll?
At $1.33 per $100, $500,000 of payroll yields a base premium of $6,675 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.
Where else can I see code 4038?
UT has the cheapest filed rate for code 4038 ($0.600) and CA the highest ($7.62). New York sits at the 52th percentile across 21 peer states.