Commercial Building Construction workers comp rate in New York
The filed workers comp rate for class code 5651 (Commercial Building Construction) in New York is $3.82 per $100 of payroll , effective 2025-10-01. On $500,000 of payroll, that's roughly $19,115 in base premium.
Source quote
"5651 3.823"
From New York Compensation Insurance Rating, effective 2025-10-01.
FAQ
What is the workers comp rate for code 5651 in New York?
The filed workers comp loss cost / rate for NCCI class code 5651 (Commercial Building Construction) in New York is $3.82 per $100 of payroll, effective 2025-10-01.
How much would I pay in New York for code 5651 on $500,000 of payroll?
At $3.82 per $100, $500,000 of payroll yields a base premium of $19,115 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.
Where else can I see code 5651?
NY has the cheapest filed rate for code 5651 ($3.82) and MN the highest ($5.63). New York sits at the 33th percentile across 3 peer states.