New York · New York Compensation Insurance Rating

Heating/Air Conditioning workers comp rate in New York

The filed workers comp rate for class code 6504 (Heating/Air Conditioning) in New York is $2.75 per $100 of payroll , effective 2025-10-01. On $500,000 of payroll, that's roughly $13,750 in base premium.

Rate per $100 $2.75
Rate type loss_cost
Authority New York Compensation Insurance Rating
Effective 2025-10-01
vs peers 82%
Confidence HIGH

FAQ

What is the workers comp rate for code 6504 in New York?

The filed workers comp loss cost / rate for NCCI class code 6504 (Heating/Air Conditioning) in New York is $2.75 per $100 of payroll, effective 2025-10-01.

How much would I pay in New York for code 6504 on $500,000 of payroll?

At $2.75 per $100, $500,000 of payroll yields a base premium of $13,750 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.

Where else can I see code 6504?

UT has the cheapest filed rate for code 6504 ($0.480) and CA the highest ($7.21). New York sits at the 82th percentile across 22 peer states.