NH · Mining & Extraction · NCCI state

Mining & Extraction workers compensation in New Hampshire

New Hampshire is an NCCI loss-cost state, so class-by-class Mining & Extraction rates are available only via NCCI subscription, not in public filings. As a national reference, Mining & Extraction workers comp runs a median of $1.66 per $100 of payroll, with a range of $0.190 to $43.34 across reporting states. New Hampshire caps weekly benefits at $2,309 with a 3-year statute of limitations. Verified 2026-05-09.

National median $1.66
Rate authority NCCI
Max weekly benefit $2,309

Mining & Extraction rate context for New Hampshire

New Hampshire does not publish class-by-class loss costs publicly, but Mining & Extraction rates from comparable reporting states give you a useful planning range. Use the national rate range below as a baseline; your actual quote depends on payroll size, loss history, and your specific NCCI class code.

Mining & Extraction class code Typical occupation National median National range
1624 Oil/Gas Wells - Drilling/Operation $1.66 $0.190 - $43.34
1164 Stone, Sand, or Gravel Quarry $1.66 $0.190 - $43.34
1165 Stone, Sand, Gravel Processing $1.66 $0.190 - $43.34
1438 Stone Crushing $1.66 $0.190 - $43.34
1320 Surface Metal Mining $1.66 $0.190 - $43.34
1463 Clay or Shale Digging $1.66 $0.190 - $43.34
2688 Oil or Gas Lease Operations - Well Perforating $1.66 $0.190 - $43.34
4000 Stone Crushing $1.66 $0.190 - $43.34
1005 Underground Coal Mining $1.66 $0.190 - $43.34
4038 Sand or Gravel Digging $1.66 $0.190 - $43.34
Why no per-state rates here? New Hampshire is an NCCI state where loss-cost data is published only to NCCI subscribers, not in public state insurance department filings. The class codes above use the same NCCI nomenclature, but your binding rate comes from your carrier's filed loss cost multiplier (LCM) applied to those base loss costs.

New Hampshire compliance for Mining & Extraction employers

Coverage threshold

Mandatory for employers with one or more employees, full-time or part-time.

1099 vs W-2 in Mining & Extraction

New Hampshire uses a multi-factor 'right to control' test to determine if a worker is an employee or independent contractor.

Owner exclusion

Allowed in New Hampshire. Sole proprietor self-coverage optional; LLC member self-coverage optional.

Max weekly benefit

$2,309 at 66.67% of average weekly wage, effective 2025-07-01.

Statute of limitations

3 years from injury date in New Hampshire.

Audit window

New Hampshire carriers audit payroll Typically within 90 days of policy expiration, as per NCCI rules.. Keep Mining & Extraction payroll segregated by class code and have job-duty documentation ready.

Cross-cite: full New Hampshire workers comp overview · Mining & Extraction cross-state rate comparison · New Hampshire workers comp lawyer guide · New Hampshire settlement chart

Estimate your Mining & Extraction premium in New Hampshire

Pre-filled to Mining & Extraction and New Hampshire. Adjust payroll to see a real premium range from filed rates.

Estimate your workers comp premium

Pick your industry, state, and annual payroll. Range comes from real rate filings.

Filing checklist for Mining & Extraction businesses in New Hampshire

  1. Step 1, Confirm coverage threshold

    Mandatory for employers with one or more employees, full-time or part-time. For Mining & Extraction operations, this typically applies once you make a first W-2 hire, even part-time.

  2. Step 2, Pick the right class code

    Mining & Extraction businesses typically use codes like 1624, 1164, 1165. The wrong code can cost 4 to 10x more or get reclassified at audit. Across reporting states, Mining & Extraction median rates run $1.66 per $100 with a range of $0.190 to $43.34.

  3. Step 3, Get a quote

    Private carriers write Mining & Extraction coverage in New Hampshire. Schedule credits up to 25% are typical for low-loss accounts.

  4. Step 4, Document subcontractors

    General contractors are generally liable for the workers' compensation coverage of uninsured subcontractors and their employees. Mining & Extraction operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.

  5. Step 5, Annual audit

    Carriers audit payroll Typically within 90 days of policy expiration, as per NCCI rules.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Mining & Extraction class allocation can shift if any worker spends more than 50% of time on a different code.

Penalty for non-coverage in New Hampshire: Employers failing to carry workers' compensation insurance may face fines of up to $2,500 per day, stop-work orders, and personal liability for employee injuries.

Mining & Extraction workers comp FAQs in New Hampshire

Why aren't Mining & Extraction workers comp rates published for New Hampshire?

New Hampshire uses NCCI for workers comp ratemaking. NCCI loss-cost data for this state is published only to NCCI subscribers, not in public state insurance department filings. For a national reference, Mining & Extraction median rates run $1.66 per $100 of payroll across all reporting states, with a typical range of $0.190 to $43.34.

How can a Mining & Extraction business in New Hampshire get a real quote?

Get a quote from any private carrier licensed in New Hampshire. Provide your annual payroll, ownership structure, and your current Mining & Extraction class code. Most carriers will return a binding quote within 24-48 hours. Schedule credits up to 25% are typical for low-loss accounts.

Are Mining & Extraction 1099 contractors covered by workers comp in New Hampshire?

New Hampshire uses a multi-factor 'right to control' test to determine if a worker is an employee or independent contractor.

What is the maximum weekly benefit for an injured Mining & Extraction worker in New Hampshire?

New Hampshire caps weekly workers comp benefits at $2,309 (effective 2025-07-01), calculated as 66.67% of the average weekly wage. Mining & Extraction workers are subject to the same statutory cap as workers in any other industry.

How long does a Mining & Extraction worker have to file a comp claim in New Hampshire?

The statute of limitations in New Hampshire is 3 years from the date of injury. Most claims also require notice to the employer within 30 days. Mining & Extraction workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.

Can a Mining & Extraction business owner exclude themselves from comp coverage in New Hampshire?

Yes, New Hampshire allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Mining & Extraction owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.

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