Workers comp rates and rules in Wyoming
Wyoming has 0 workers comp class codes with filed rates, a maximum weekly benefit of $1,190 (66.67% of average weekly wage), and a statute of limitations of 2 years. Verified 2026-05-08.
Class code rate comparison
The top 0 workers comp class codes filed in Wyoming, sorted from cheapest to most expensive per $100 of payroll. Cross-state percentile shows where each code sits versus the same code in other states.
| State | Occupation | Code | Rate per $100 | vs peers | Source |
|---|
Bottom quartile (cheap) Mid Top quartile (expensive) This state
Wyoming coverage rules & benefits
Coverage threshold
All employers with one or more employees are generally required to carry coverage.
Max weekly benefit
$1,190 (66.67% of average weekly wage), effective 2024.
TTD weeks
104 weeks of temporary total disability benefits.
Death benefit
Up to $610,000 in fatal-claim death benefits to dependents.
Statute of limitations
2 years from injury date to file the claim.
1099 contractor treatment
Individuals classified as independent contractors are generally not considered employees for workers' compensation purposes if they meet specific criteria.
Owner exclusion
Allowed. Sole proprietor self-coverage: optional. LLC member self-coverage: optional.
State fund
Wyoming Department of Workforce Services is the state-administered carrier (monopolistic, only carrier in state).
Estimate your premium in Wyoming
Pre-filled to Wyoming. Pick your industry and payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Filing & compliance in Wyoming
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Step 1, Confirm coverage threshold
All employers with one or more employees are generally required to carry coverage.
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Step 2, Determine class code
Your premium uses the NCCI class code that best matches your operation. The wrong class code can cost 4-10x more or get reclassified at audit.
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Step 3, Get a quote (or use the state fund)
Wyoming Department of Workforce Services is one option; private carriers like Travelers, Hartford, and Liberty Mutual also write coverage in Wyoming. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Track payroll & subcontractors
Principal contractors are generally liable for injuries to employees of uninsured subcontractors. Keep certificates of insurance for every sub.
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Step 5, Annual audit
Carriers audit payroll within 90 days of policy expiration. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll.
Wyoming workers comp FAQs
Who has to carry workers compensation insurance in Wyoming?
All employers with one or more employees are generally required to carry coverage.
What is the maximum weekly workers comp benefit in Wyoming?
The current maximum weekly benefit in Wyoming is $1,190 (effective 2024). Benefits are typically 66.67% of the average weekly wage, capped at the state maximum.
How long do I have to file a workers comp claim in Wyoming?
The statute of limitations for filing a workers compensation claim in Wyoming is 2 years from the date of injury. Notice to the employer is typically required within 30 days.
Are 1099 contractors covered by workers comp in Wyoming?
Individuals classified as independent contractors are generally not considered employees for workers' compensation purposes if they meet specific criteria.
Can business owners exclude themselves from workers comp coverage in Wyoming?
Yes, Wyoming allows business owners (sole proprietors, partners, LLC members, corporate officers) to exclude themselves from coverage by filing the appropriate election form. Sole-proprietor self-coverage is not required; LLC member self-coverage is not required.
What is the penalty for not carrying workers comp in Wyoming?
Employers failing to provide coverage may face fines, imprisonment, and civil liability for an injured worker's medical expenses and lost wages.
Am I liable for subcontractors' workers comp in Wyoming?
Principal contractors are generally liable for injuries to employees of uninsured subcontractors.