Trucking - Owner Operators workers comp rate in New York
The filed workers comp rate for class code 7398 (Trucking - Owner Operators) in New York is $4.42 per $100 of payroll , effective 2025-10-01. On $500,000 of payroll, that's roughly $22,090 in base premium.
Rate per $100 $4.42
Rate type loss_cost
Authority New York Compensation Insurance Rating
Effective 2025-10-01
vs peers 88%
Confidence HIGH
Source quote
"7398 4.418"
From New York Compensation Insurance Rating, effective 2025-10-01.
FAQ
What is the workers comp rate for code 7398 in New York?
The filed workers comp loss cost / rate for NCCI class code 7398 (Trucking - Owner Operators) in New York is $4.42 per $100 of payroll, effective 2025-10-01.
How much would I pay in New York for code 7398 on $500,000 of payroll?
At $4.42 per $100, $500,000 of payroll yields a base premium of $22,090 before experience modifier and schedule credits. Actual cost varies by carrier and underwriting.
Where else can I see code 7398?
UT has the cheapest filed rate for code 7398 ($0.840) and NV the highest ($8.08). New York sits at the 88th percentile across 17 peer states.