Workers comp rates for code 7398: Trucking - Owner Operators
NCCI class code 7398 covers Trucking - Owner Operators in the transportation industry. The median rate across 36 states is $2.54 per $100 payroll. Rates range from $0.840 in Utah to $49.51 in Minnesota.
Also known as: Independent Truckers · Contract Haulers
Cheapest 5 states for code 7398
Code 7398 rates in all 36 states
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FAQs about NCCI 7398
What occupation is NCCI class code 7398?
Class code 7398 is "Trucking - Owner Operators" (also known as Independent Truckers, Contract Haulers), in the transportation industry. The code is filed in 36 states.
What is the average workers comp rate for code 7398?
The median rate across 36 states is $2.54 per $100 of payroll, ranging from $0.840 (Utah) to $49.51 (Minnesota).
Why does code 7398 cost more in some states than others?
Workers comp rates reflect each state's loss experience for that occupation, the rating bureau's methodology (NCCI vs. independent), schedule rating credits, and the state's medical-cost inflation. Some states are monopolistic (only the state fund writes coverage) while others are open competitive markets.