Workers comp rates for code 8844: Clerical Office Employees
NCCI class code 8844 covers Clerical Office Employees in the office_clerical industry. The filed rate in Minnesota is $0.690 per $100 payroll, per the state's most recent rate filing.
Also known as: Office Staff · Administrative Assistant
What does NCCI class code 8844 cover?
Class code 8844 classifies employees performing Clerical Office Employees, also known as Office Staff, Administrative Assistant. The NCCI classification system groups occupations by similar workplace exposure, loss-experience patterns, and operational characteristics. Code 8844 falls within the office_clerical industry group and is filed in Minnesota.
NCCI's governing classification rules state that a single-classification employer with at least 51% of payroll in this occupation generally classifies all employees under code 8844, with two standard exceptions: clerical office work (segregated payroll records required, reported under code 8810) and outside sales / collectors (code 8742). If your operation has multiple distinct activities, ask your underwriter about a multi-class split before accepting a single-code rating.
Why code 8844 only appears in Minnesota
Some class codes are state-specials: classifications a single rating bureau maintains for an occupation that other states fold into broader codes. Code 8844 currently has a filed rate only in Minnesota ($0.690 per $100 payroll). If you operate in another state, your insurer will classify the same work under a different code, use the class-code finder to locate the equivalent for your state.
How to use this code 8844 rate data
- Identify the right state filing. Use the table below to find your state's filed rate. If your carrier is quoting at a higher rate, the difference is either schedule debit, EMR, deductible loading, or a state-fund surcharge, ask which.
- Calculate your effective rate. Effective rate = base rate × EMR ± schedule credit/debit ± deductible loading. Two carriers quoting code 8844 at the same base can vary 30%+ on effective rate after these adjustments.
- Build a 3-year EMR strategy. A 0.85 EMR cuts base rate by 15%; the difference between 0.85 and 1.25 EMR on the same code is a 47% premium difference. Frequency control (preventing every claim, even small ones) drives EMR more than severity control.
Code 8844 rates in all 1 states
What types of claims drive code 8844 rates?
Workers comp rate filings for code 8844 reflect what's actually happening on the job, not just generic occupation hazard. NCCI publishes loss-cost analyses showing which injury categories account for the bulk of indemnity (lost-wage) and medical claim cost. For Clerical Office Employees, the top drivers are typically:
- Repetitive strain from keyboard and mouse work produces wrist, forearm, and neck claims over time.
- Slips and falls, wet floors, electrical cords, and stair incidents, account for most office injuries.
- Ergonomic strain from poor workstation setup drives a steady tail of musculoskeletal claims.
- Trip and fall while carrying items, often involving stairs, produces moderate-severity claims.
Targeting these drivers in your safety program produces the largest EMR improvement. Frequency control (preventing every claim, including small medical-only incidents) drives the modifier more than severity control. A documented written safety program addressing the top two drivers above is typically the highest-ROI intervention for employers paying for code 8844.
FAQs about NCCI 8844
What occupation is NCCI class code 8844?
Class code 8844 is "Clerical Office Employees" (also known as Office Staff, Administrative Assistant), in the office_clerical industry. The code is filed in Minnesota.
What is the average workers comp rate for code 8844?
In Minnesota, the filed rate for code 8844 is $0.690 per $100 of payroll, per the state's most recent rate filing.
Why does code 8844 cost more in some states than others?
Workers comp rates reflect each state's loss experience for that occupation, the rating bureau's methodology (NCCI vs. independent), schedule rating credits, and the state's medical-cost inflation. Some states are monopolistic (only the state fund writes coverage) while others are open competitive markets.