Workers comp rates for code 9452: Youth Scouting Organizations
NCCI class code 9452 covers Youth Scouting Organizations in the nonprofit industry. The filed rate in Nevada is $0.670 per $100 payroll, per the state's most recent rate filing.
Also known as: Boy Scouts · Girl Scouts
What does NCCI class code 9452 cover?
Class code 9452 classifies employees performing Youth Scouting Organizations, also known as Boy Scouts, Girl Scouts. The NCCI classification system groups occupations by similar workplace exposure, loss-experience patterns, and operational characteristics. Code 9452 falls within the nonprofit industry group and is filed in Nevada.
NCCI's governing classification rules state that a single-classification employer with at least 51% of payroll in this occupation generally classifies all employees under code 9452, with two standard exceptions: clerical office work (segregated payroll records required, reported under code 8810) and outside sales / collectors (code 8742). If your operation has multiple distinct activities, ask your underwriter about a multi-class split before accepting a single-code rating.
Why code 9452 only appears in Nevada
Some class codes are state-specials: classifications a single rating bureau maintains for an occupation that other states fold into broader codes. Code 9452 currently has a filed rate only in Nevada ($0.670 per $100 payroll). If you operate in another state, your insurer will classify the same work under a different code, use the class-code finder to locate the equivalent for your state.
How to use this code 9452 rate data
- Identify the right state filing. Use the table below to find your state's filed rate. If your carrier is quoting at a higher rate, the difference is either schedule debit, EMR, deductible loading, or a state-fund surcharge, ask which.
- Calculate your effective rate. Effective rate = base rate × EMR ± schedule credit/debit ± deductible loading. Two carriers quoting code 9452 at the same base can vary 30%+ on effective rate after these adjustments.
- Build a 3-year EMR strategy. A 0.85 EMR cuts base rate by 15%; the difference between 0.85 and 1.25 EMR on the same code is a 47% premium difference. Frequency control (preventing every claim, even small ones) drives EMR more than severity control.
Code 9452 rates in all 1 states
What types of claims drive code 9452 rates?
Workers comp rate filings for code 9452 reflect what's actually happening on the job, not just generic occupation hazard. NCCI publishes loss-cost analyses showing which injury categories account for the bulk of indemnity (lost-wage) and medical claim cost. For Youth Scouting Organizations, the top drivers are typically:
- Musculoskeletal strain, lifting, twisting, and repetitive motion, is the most-common claim type across occupations.
- Slips, trips, and falls on workplace surfaces account for 15-25% of typical workplace injuries.
- Struck-by objects, falling and moving items, produce significant medical-only and indemnity claims.
- Cumulative trauma conditions develop over years and produce long-tail claim costs in many occupations.
Targeting these drivers in your safety program produces the largest EMR improvement. Frequency control (preventing every claim, including small medical-only incidents) drives the modifier more than severity control. A documented written safety program addressing the top two drivers above is typically the highest-ROI intervention for employers paying for code 9452.
FAQs about NCCI 9452
What occupation is NCCI class code 9452?
Class code 9452 is "Youth Scouting Organizations" (also known as Boy Scouts, Girl Scouts), in the nonprofit industry. The code is filed in Nevada.
What is the average workers comp rate for code 9452?
In Nevada, the filed rate for code 9452 is $0.670 per $100 of payroll, per the state's most recent rate filing.
Why does code 9452 cost more in some states than others?
Workers comp rates reflect each state's loss experience for that occupation, the rating bureau's methodology (NCCI vs. independent), schedule rating credits, and the state's medical-cost inflation. Some states are monopolistic (only the state fund writes coverage) while others are open competitive markets.