Agriculture & Farming workers compensation in Washington
Agriculture & Farming businesses in Washington pay a median rate of $2.54 per $100 of payroll, ranging from $0.019 to $7.01. The national median for Agriculture & Farming is $1.75, so Washington sits 45% above the national average. 32 unique NCCI class codes are filed in this state for Agriculture & Farming occupations. Verified 2026-05-09.
Top Agriculture & Farming class codes in Washington
The class codes most likely to apply to a Agriculture & Farming operation in Washington, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.
| Code | Occupation | Rate per $100 | Confidence |
|---|---|---|---|
| 0106 | Potato Farming | $7.01 | HIGH |
| 0541 | Beekeeping | $0.019 | HIGH |
| 0540 | Fish Hatchery Operations | $0.040 | HIGH |
| 0550 | Hog Farming | $0.090 | HIGH |
| 0308 | Ranching - Farming Operations | $1.49 | HIGH |
| 0219 | Grain Farming | $1.55 | HIGH |
| 0112 | Christmas Tree Farming | $1.68 | HIGH |
| 0306 | Vineyard Farm | $1.82 | HIGH |
| 0107 | Hop Farming | $1.92 | HIGH |
| 0307 | Ranching - Non-Farming Employees | $1.98 | HIGH |
Washington compliance for Agriculture & Farming employers
Coverage threshold
All employers with one or more employees must provide workers' compensation coverage.
1099 vs W-2 in Agriculture & Farming
Washington has strict criteria for independent contractor status; workers are presumed employees unless specific conditions are met, making misclassification a significant risk.
Owner exclusion
Allowed in Washington. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$2,338 at 60% of average weekly wage, effective 2025-07-01.
Statute of limitations
1 year from injury date in Washington.
Audit window
Washington carriers audit payroll L&I can audit at any time to verify payroll and classification.. Keep Agriculture & Farming payroll segregated by class code and have job-duty documentation ready.
Cross-cite: full Washington workers comp overview · Agriculture & Farming cross-state rate comparison · Washington workers comp lawyer guide · Washington settlement chart
Estimate your Agriculture & Farming premium in Washington
Pre-filled to Agriculture & Farming and Washington. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Agriculture & Farming in Washington
$98to$35,071
Median: $12,684 · Rate range $0.019 to $7.01 per $100 payroll
Industry median across all states
$8,750
Cheapest states for Agriculture & Farming
- Texas $0.665
- Utah $0.875
- Virginia $1.15
Most expensive
- California $5.19
- New Jersey $5.11
- Hawaii $4.14
Estimate based on 25 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing checklist for Agriculture & Farming businesses in Washington
-
Step 1, Confirm coverage threshold
All employers with one or more employees must provide workers' compensation coverage. For Agriculture & Farming operations, this typically applies once you make a first W-2 hire, even part-time.
-
Step 2, Pick the right class code
Agriculture & Farming businesses typically use codes like 0034, 0106, 0005. The wrong code can cost 4 to 10x more or get reclassified at audit. In Washington, the cheapest code on this list is 0106 at $7.01 and the most expensive is 0307 at $1.98.
-
Step 3, Get a quote
Washington State Department of Labor & Industries (L&I) is one option in Washington; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.
-
Step 4, Document subcontractors
General contractors are generally responsible for ensuring subcontractors carry workers' compensation coverage; otherwise, the general contractor may be liable for injuries to the subcontractor's employees. Agriculture & Farming operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
-
Step 5, Annual audit
Carriers audit payroll L&I can audit at any time to verify payroll and classification.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Agriculture & Farming class allocation can shift if any worker spends more than 50% of time on a different code.
Agriculture & Farming workers comp FAQs in Washington
What is the typical workers comp rate for Agriculture & Farming in Washington?
Agriculture & Farming employers in Washington pay a median rate of $2.54 per $100 of payroll, with rates ranging from $0.019 to $7.01 depending on the specific class code. The national median across all states for Agriculture & Farming is $1.75, so Washington sits about 45% above the national average.
How many Agriculture & Farming class codes are filed in Washington?
Washington has 32 unique NCCI class codes filed for Agriculture & Farming occupations, drawn from 32 state-class code rate cells in our dataset. The most common codes include 0034 (Farm, poultry), 0106 (Potato Farming), 0005 (Farm, nursery).
Are Agriculture & Farming 1099 contractors covered by workers comp in Washington?
Washington has strict criteria for independent contractor status; workers are presumed employees unless specific conditions are met, making misclassification a significant risk.
What is the maximum weekly benefit for an injured Agriculture & Farming worker in Washington?
Washington caps weekly workers comp benefits at $2,338 (effective 2025-07-01), calculated as 60% of the average weekly wage. Agriculture & Farming workers are subject to the same statutory cap as workers in any other industry.
How long does a Agriculture & Farming worker have to file a comp claim in Washington?
The statute of limitations in Washington is 1 year from the date of injury. Most claims also require notice to the employer within 30 days. Agriculture & Farming workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Agriculture & Farming business owner exclude themselves from comp coverage in Washington?
Yes, Washington allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Agriculture & Farming owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.