AK · Fitness & Gym · 1 codes

Fitness & Gym workers compensation in Alaska

Fitness & Gym businesses in Alaska pay a median rate of $0.660 per $100 of payroll, ranging from $0.660 to $0.660. The national median for Fitness & Gym is $0.430, so Alaska sits 53% above the national average. 1 unique NCCI class codes are filed in this state for Fitness & Gym occupations. Verified 2026-05-09.

Median in AK $0.660
Vs national +53%
Codes filed 1

Top Fitness & Gym class codes in Alaska

The class codes most likely to apply to a Fitness & Gym operation in Alaska, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.

Code Occupation Rate per $100 Confidence
9063 YMCA, YWCA, gym $0.660 HIGH

Alaska compliance for Fitness & Gym employers

Coverage threshold

Required for all employers with one or more employees.

1099 vs W-2 in Fitness & Gym

Individuals performing services for remuneration are presumed to be employees unless they meet specific criteria for independent contractor status, including control, separate business, and independent nature of work.

Owner exclusion

Allowed in Alaska. Sole proprietor self-coverage optional; LLC member self-coverage optional.

Max weekly benefit

$1,627 at 80% of average weekly wage, effective 2026-01-01.

Statute of limitations

2 years from injury date in Alaska.

Audit window

Alaska carriers audit payroll Typically within 90 days of policy expiration, but can extend longer based on policy terms and state regulations.. Keep Fitness & Gym payroll segregated by class code and have job-duty documentation ready.

Cross-cite: full Alaska workers comp overview · Fitness & Gym cross-state rate comparison · Alaska workers comp lawyer guide · Alaska settlement chart

Estimate your Fitness & Gym premium in Alaska

Pre-filled to Fitness & Gym and Alaska. Adjust payroll to see a real premium range from filed rates.

Estimate your workers comp premium

Pick your industry, state, and annual payroll. Range comes from real rate filings.

Estimated annual premium for Fitness & Gym in Alaska

$3,300to$3,300

Median: $3,300 · Rate range $0.660 to $0.660 per $100 payroll

Industry median across all states

$2,150

Cheapest states for Fitness & Gym

  • Kentucky $0.270
  • Virginia $0.271
  • Maryland $0.280

Most expensive

  • New Jersey $1.29
  • Hawaii $0.730
  • Alaska $0.660

Estimate based on 21 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.

Filing checklist for Fitness & Gym businesses in Alaska

  1. Step 1, Confirm coverage threshold

    Required for all employers with one or more employees. For Fitness & Gym operations, this typically applies once you make a first W-2 hire, even part-time.

  2. Step 2, Pick the right class code

    Fitness & Gym businesses typically use codes like 9063. The wrong code can cost 4 to 10x more or get reclassified at audit. In Alaska, the cheapest code on this list is 9063 at $0.660 and the most expensive is 9063 at $0.660.

  3. Step 3, Get a quote

    Workers' Compensation Benefits Guaranty Fund is one option in Alaska; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.

  4. Step 4, Document subcontractors

    General contractors are generally liable for the workers' compensation coverage of uninsured subcontractors and their employees. Fitness & Gym operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.

  5. Step 5, Annual audit

    Carriers audit payroll Typically within 90 days of policy expiration, but can extend longer based on policy terms and state regulations.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Fitness & Gym class allocation can shift if any worker spends more than 50% of time on a different code.

Penalty for non-coverage in Alaska: Employers can be assessed penalties up to $1,000 per employee for each day they remain uninsured, and a mandatory $1,000 per day for violating stop work orders.

Fitness & Gym workers comp FAQs in Alaska

What is the typical workers comp rate for Fitness & Gym in Alaska?

Fitness & Gym employers in Alaska pay a median rate of $0.660 per $100 of payroll, with rates ranging from $0.660 to $0.660 depending on the specific class code. The national median across all states for Fitness & Gym is $0.430, so Alaska sits about 53% above the national average.

How many Fitness & Gym class codes are filed in Alaska?

Alaska has 1 unique NCCI class codes filed for Fitness & Gym occupations, drawn from 1 state-class code rate cells in our dataset. The most common codes include 9063 (YMCA, YWCA, gym).

Are Fitness & Gym 1099 contractors covered by workers comp in Alaska?

Individuals performing services for remuneration are presumed to be employees unless they meet specific criteria for independent contractor status, including control, separate business, and independent nature of work.

What is the maximum weekly benefit for an injured Fitness & Gym worker in Alaska?

Alaska caps weekly workers comp benefits at $1,627 (effective 2026-01-01), calculated as 80% of the average weekly wage. Fitness & Gym workers are subject to the same statutory cap as workers in any other industry.

How long does a Fitness & Gym worker have to file a comp claim in Alaska?

The statute of limitations in Alaska is 2 years from the date of injury. Most claims also require notice to the employer within 30 days. Fitness & Gym workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.

Can a Fitness & Gym business owner exclude themselves from comp coverage in Alaska?

Yes, Alaska allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Fitness & Gym owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.