Hotels & Hospitality workers compensation in Louisiana
Hotels & Hospitality businesses in Louisiana pay a median rate of $0.825 per $100 of payroll, ranging from $0.630 to $8.77. The national median for Hotels & Hospitality is $0.860, so Louisiana sits 4% below the national average. 10 unique NCCI class codes are filed in this state for Hotels & Hospitality occupations. Verified 2026-05-09.
Top Hotels & Hospitality class codes in Louisiana
The class codes most likely to apply to a Hotels & Hospitality operation in Louisiana, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.
| Code | Occupation | Rate per $100 | Confidence |
|---|---|---|---|
| 9061 | Country club | $0.630 | HIGH |
| 9012 | Building Operation - Theaters | $0.650 | HIGH |
| 9084 | Hotel, All Employees | $0.690 | HIGH |
| 9060 | Country Club Operations | $0.790 | HIGH |
| 9083 | Bar, Tavern, or Nightclub | $0.800 | HIGH |
| 9058 | Hotel, all other employees | $0.850 | HIGH |
| 7425 | Railroad Sleeping Car | $0.920 | HIGH |
| 9033 | Hotel Operations | $1.21 | HIGH |
| 9182 | Golf Course Operation | $1.35 | HIGH |
| 9186 | Bowling Center Operation | $8.77 | HIGH |
Louisiana compliance for Hotels & Hospitality employers
Coverage threshold
Employers with one or more employees are required to carry workers' compensation insurance.
1099 vs W-2 in Hotels & Hospitality
Classification of 1099 contractors is based on a multi-factor test, primarily focusing on the right to control the details of the work performed.
Owner exclusion
Allowed in Louisiana. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$877 at 66.67% of average weekly wage, effective 2025-09-01.
Statute of limitations
1 year from injury date in Louisiana.
Audit window
Louisiana carriers audit payroll within 90-120 days of policy expiration. Keep Hotels & Hospitality payroll segregated by class code and have job-duty documentation ready.
Cross-cite: full Louisiana workers comp overview · Hotels & Hospitality cross-state rate comparison · Louisiana workers comp lawyer guide · Louisiana settlement chart
Estimate your Hotels & Hospitality premium in Louisiana
Pre-filled to Hotels & Hospitality and Louisiana. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Hotels & Hospitality in Louisiana
$3,150to$43,850
Median: $4,125 · Rate range $0.630 to $8.77 per $100 payroll
Industry median across all states
$4,300
Cheapest states for Hotels & Hospitality
- Pennsylvania $0.380
- Utah $0.460
- Tennessee $0.470
Most expensive
- California $3.38
- New Jersey $2.19
- Hawaii $1.77
Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing checklist for Hotels & Hospitality businesses in Louisiana
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Step 1, Confirm coverage threshold
Employers with one or more employees are required to carry workers' compensation insurance. For Hotels & Hospitality operations, this typically applies once you make a first W-2 hire, even part-time.
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Step 2, Pick the right class code
Hotels & Hospitality businesses typically use codes like 7453, 9060, 9061. The wrong code can cost 4 to 10x more or get reclassified at audit. In Louisiana, the cheapest code on this list is 9061 at $0.630 and the most expensive is 9186 at $8.77.
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Step 3, Get a quote
Louisiana Workers Compensation Corporation (LWCC) is one option in Louisiana; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Document subcontractors
A principal contractor can be held liable for the workers' compensation benefits of an uninsured subcontractor's employees if the work performed is part of the principal's trade, business, or occupation. Hotels & Hospitality operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
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Step 5, Annual audit
Carriers audit payroll within 90-120 days of policy expiration. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Hotels & Hospitality class allocation can shift if any worker spends more than 50% of time on a different code.
Hotels & Hospitality workers comp FAQs in Louisiana
What is the typical workers comp rate for Hotels & Hospitality in Louisiana?
Hotels & Hospitality employers in Louisiana pay a median rate of $0.825 per $100 of payroll, with rates ranging from $0.630 to $8.77 depending on the specific class code. The national median across all states for Hotels & Hospitality is $0.860, so Louisiana sits about 4% below the national average.
How many Hotels & Hospitality class codes are filed in Louisiana?
Louisiana has 10 unique NCCI class codes filed for Hotels & Hospitality occupations, drawn from 10 state-class code rate cells in our dataset. The most common codes include 7453 (Boat Livery), 9060 (Country Club Operations), 9061 (Country club).
Are Hotels & Hospitality 1099 contractors covered by workers comp in Louisiana?
Classification of 1099 contractors is based on a multi-factor test, primarily focusing on the right to control the details of the work performed.
What is the maximum weekly benefit for an injured Hotels & Hospitality worker in Louisiana?
Louisiana caps weekly workers comp benefits at $877 (effective 2025-09-01), calculated as 66.67% of the average weekly wage. Hotels & Hospitality workers are subject to the same statutory cap as workers in any other industry.
How long does a Hotels & Hospitality worker have to file a comp claim in Louisiana?
The statute of limitations in Louisiana is 1 year from the date of injury. Most claims also require notice to the employer within 30 days. Hotels & Hospitality workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Hotels & Hospitality business owner exclude themselves from comp coverage in Louisiana?
Yes, Louisiana allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Hotels & Hospitality owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.