Hotels & Hospitality workers compensation in Washington
Hotels & Hospitality businesses in Washington pay a median rate of $1.47 per $100 of payroll, ranging from $1.13 to $1.82. The national median for Hotels & Hospitality is $0.860, so Washington sits 71% above the national average. 2 unique NCCI class codes are filed in this state for Hotels & Hospitality occupations. Verified 2026-05-09.
Top Hotels & Hospitality class codes in Washington
The class codes most likely to apply to a Hotels & Hospitality operation in Washington, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.
| Code | Occupation | Rate per $100 | Confidence |
|---|---|---|---|
| 7111 | Railroad Operation - Sleeping Car Companies | $1.13 | HIGH |
| 7112 | Railroad Operation - Dining Car Companies | $1.82 | HIGH |
Washington compliance for Hotels & Hospitality employers
Coverage threshold
All employers with one or more employees must provide workers' compensation coverage.
1099 vs W-2 in Hotels & Hospitality
Washington has strict criteria for independent contractor status; workers are presumed employees unless specific conditions are met, making misclassification a significant risk.
Owner exclusion
Allowed in Washington. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$2,338 at 60% of average weekly wage, effective 2025-07-01.
Statute of limitations
1 year from injury date in Washington.
Audit window
Washington carriers audit payroll L&I can audit at any time to verify payroll and classification.. Keep Hotels & Hospitality payroll segregated by class code and have job-duty documentation ready.
Cross-cite: full Washington workers comp overview · Hotels & Hospitality cross-state rate comparison · Washington workers comp lawyer guide · Washington settlement chart
Estimate your Hotels & Hospitality premium in Washington
Pre-filled to Hotels & Hospitality and Washington. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Hotels & Hospitality in Washington
$5,638to$9,086
Median: $7,362 · Rate range $1.13 to $1.82 per $100 payroll
Industry median across all states
$4,300
Cheapest states for Hotels & Hospitality
- Pennsylvania $0.380
- Utah $0.460
- Tennessee $0.470
Most expensive
- California $3.38
- New Jersey $2.19
- Hawaii $1.77
Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing checklist for Hotels & Hospitality businesses in Washington
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Step 1, Confirm coverage threshold
All employers with one or more employees must provide workers' compensation coverage. For Hotels & Hospitality operations, this typically applies once you make a first W-2 hire, even part-time.
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Step 2, Pick the right class code
Hotels & Hospitality businesses typically use codes like 7453, 9060, 9061. The wrong code can cost 4 to 10x more or get reclassified at audit. In Washington, the cheapest code on this list is 7111 at $1.13 and the most expensive is 7112 at $1.82.
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Step 3, Get a quote
Washington State Department of Labor & Industries (L&I) is one option in Washington; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Document subcontractors
General contractors are generally responsible for ensuring subcontractors carry workers' compensation coverage; otherwise, the general contractor may be liable for injuries to the subcontractor's employees. Hotels & Hospitality operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
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Step 5, Annual audit
Carriers audit payroll L&I can audit at any time to verify payroll and classification.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Hotels & Hospitality class allocation can shift if any worker spends more than 50% of time on a different code.
Hotels & Hospitality workers comp FAQs in Washington
What is the typical workers comp rate for Hotels & Hospitality in Washington?
Hotels & Hospitality employers in Washington pay a median rate of $1.47 per $100 of payroll, with rates ranging from $1.13 to $1.82 depending on the specific class code. The national median across all states for Hotels & Hospitality is $0.860, so Washington sits about 71% above the national average.
How many Hotels & Hospitality class codes are filed in Washington?
Washington has 2 unique NCCI class codes filed for Hotels & Hospitality occupations, drawn from 2 state-class code rate cells in our dataset. The most common codes include 7453 (Boat Livery), 9060 (Country Club Operations), 9061 (Country club).
Are Hotels & Hospitality 1099 contractors covered by workers comp in Washington?
Washington has strict criteria for independent contractor status; workers are presumed employees unless specific conditions are met, making misclassification a significant risk.
What is the maximum weekly benefit for an injured Hotels & Hospitality worker in Washington?
Washington caps weekly workers comp benefits at $2,338 (effective 2025-07-01), calculated as 60% of the average weekly wage. Hotels & Hospitality workers are subject to the same statutory cap as workers in any other industry.
How long does a Hotels & Hospitality worker have to file a comp claim in Washington?
The statute of limitations in Washington is 1 year from the date of injury. Most claims also require notice to the employer within 30 days. Hotels & Hospitality workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Hotels & Hospitality business owner exclude themselves from comp coverage in Washington?
Yes, Washington allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Hotels & Hospitality owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.