NV · Mining & Extraction · 20 codes

Mining & Extraction workers compensation in Nevada

Mining & Extraction businesses in Nevada pay a median rate of $2.46 per $100 of payroll, ranging from $0.690 to $10.54. The national median for Mining & Extraction is $1.66, so Nevada sits 48% above the national average. 20 unique NCCI class codes are filed in this state for Mining & Extraction occupations. Verified 2026-05-09.

Median in NV $2.46
Vs national +48%
Codes filed 20

Top Mining & Extraction class codes in Nevada

The class codes most likely to apply to a Mining & Extraction operation in Nevada, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.

Nevada compliance for Mining & Extraction employers

Coverage threshold

Employers with 1 or more employees must carry workers' compensation insurance.

1099 vs W-2 in Mining & Extraction

Independent contractors (1099) are generally not considered employees for WC purposes if they meet specific statutory criteria; otherwise, they may be reclassified as employees.

Owner exclusion

Allowed in Nevada. Sole proprietor self-coverage optional; LLC member self-coverage optional.

Max weekly benefit

$1,258 at 66.67% of average weekly wage, effective 2025-07-01.

Statute of limitations

1 year from injury date in Nevada.

Audit window

Nevada carriers audit payroll Typically within 90-180 days of policy expiration, but can extend up to three years.. Keep Mining & Extraction payroll segregated by class code and have job-duty documentation ready.

Cross-cite: full Nevada workers comp overview · Mining & Extraction cross-state rate comparison · Nevada workers comp lawyer guide · Nevada settlement chart

Estimate your Mining & Extraction premium in Nevada

Pre-filled to Mining & Extraction and Nevada. Adjust payroll to see a real premium range from filed rates.

Estimate your workers comp premium

Pick your industry, state, and annual payroll. Range comes from real rate filings.

Estimated annual premium for Mining & Extraction in Nevada

$3,450to$52,700

Median: $12,300 · Rate range $0.690 to $10.54 per $100 payroll

Industry median across all states

$8,300

Cheapest states for Mining & Extraction

  • Utah $0.600
  • Tennessee $1.06
  • Kansas $1.10

Most expensive

  • Pennsylvania $6.25
  • New Jersey $3.89
  • Hawaii $3.74

Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.

Filing checklist for Mining & Extraction businesses in Nevada

  1. Step 1, Confirm coverage threshold

    Employers with 1 or more employees must carry workers' compensation insurance. For Mining & Extraction operations, this typically applies once you make a first W-2 hire, even part-time.

  2. Step 2, Pick the right class code

    Mining & Extraction businesses typically use codes like 1624, 1164, 1165. The wrong code can cost 4 to 10x more or get reclassified at audit. In Nevada, the cheapest code on this list is 4825 at $0.690 and the most expensive is 1430 at $2.66.

  3. Step 3, Get a quote

    Private carriers write Mining & Extraction coverage in Nevada. Schedule credits up to 25% are typical for low-loss accounts.

  4. Step 4, Document subcontractors

    A principal contractor is liable for the workers' compensation coverage of its subcontractors' employees if the subcontractor fails to secure coverage. Mining & Extraction operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.

  5. Step 5, Annual audit

    Carriers audit payroll Typically within 90-180 days of policy expiration, but can extend up to three years.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Mining & Extraction class allocation can shift if any worker spends more than 50% of time on a different code.

Penalty for non-coverage in Nevada: Penalties include fines, stop-work orders, and potential criminal charges. Employers are also liable for all medical expenses and lost wages if an uninsured worker is injured.

Mining & Extraction workers comp FAQs in Nevada

What is the typical workers comp rate for Mining & Extraction in Nevada?

Mining & Extraction employers in Nevada pay a median rate of $2.46 per $100 of payroll, with rates ranging from $0.690 to $10.54 depending on the specific class code. The national median across all states for Mining & Extraction is $1.66, so Nevada sits about 48% above the national average.

How many Mining & Extraction class codes are filed in Nevada?

Nevada has 20 unique NCCI class codes filed for Mining & Extraction occupations, drawn from 23 state-class code rate cells in our dataset. The most common codes include 1624 (Oil/Gas Wells - Drilling/Operation), 1164 (Stone, Sand, or Gravel Quarry), 1165 (Stone, Sand, Gravel Processing).

Are Mining & Extraction 1099 contractors covered by workers comp in Nevada?

Independent contractors (1099) are generally not considered employees for WC purposes if they meet specific statutory criteria; otherwise, they may be reclassified as employees.

What is the maximum weekly benefit for an injured Mining & Extraction worker in Nevada?

Nevada caps weekly workers comp benefits at $1,258 (effective 2025-07-01), calculated as 66.67% of the average weekly wage. Mining & Extraction workers are subject to the same statutory cap as workers in any other industry.

How long does a Mining & Extraction worker have to file a comp claim in Nevada?

The statute of limitations in Nevada is 1 year from the date of injury. Most claims also require notice to the employer within 30 days. Mining & Extraction workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.

Can a Mining & Extraction business owner exclude themselves from comp coverage in Nevada?

Yes, Nevada allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Mining & Extraction owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.