Office & Clerical workers compensation in Louisiana
Office & Clerical businesses in Louisiana pay a median rate of $0.900 per $100 of payroll, ranging from $0.140 to $1.15. The national median for Office & Clerical is $0.670, so Louisiana sits 34% above the national average. 4 unique NCCI class codes are filed in this state for Office & Clerical occupations. Verified 2026-05-09.
Top Office & Clerical class codes in Louisiana
The class codes most likely to apply to a Office & Clerical operation in Louisiana, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.
| Code | Occupation | Rate per $100 | Confidence |
|---|---|---|---|
| 8815 | Clerical Telecommuter Employees | $0.140 | HIGH |
| 8815 M | Clerical Telecommuter Employees | $0.160 | HIGH |
| 7422 | Railroad Clerical Office | $0.900 | HIGH |
| 9052 | Hotel Clerical Office | $1.01 | HIGH |
| 8800 | Office Clerical | $1.15 | HIGH |
Louisiana compliance for Office & Clerical employers
Coverage threshold
Employers with one or more employees are required to carry workers' compensation insurance.
1099 vs W-2 in Office & Clerical
Classification of 1099 contractors is based on a multi-factor test, primarily focusing on the right to control the details of the work performed.
Owner exclusion
Allowed in Louisiana. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$877 at 66.67% of average weekly wage, effective 2025-09-01.
Statute of limitations
1 year from injury date in Louisiana.
Audit window
Louisiana carriers audit payroll within 90-120 days of policy expiration. Keep Office & Clerical payroll segregated by class code and have job-duty documentation ready.
Cross-cite: full Louisiana workers comp overview · Office & Clerical cross-state rate comparison · Louisiana workers comp lawyer guide · Louisiana settlement chart
Estimate your Office & Clerical premium in Louisiana
Pre-filled to Office & Clerical and Louisiana. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Office & Clerical in Louisiana
$700to$5,750
Median: $4,500 · Rate range $0.140 to $1.15 per $100 payroll
Industry median across all states
$3,350
Cheapest states for Office & Clerical
- Utah $0.330
- Kansas $0.360
- Tennessee $0.490
Most expensive
- New Jersey $3.43
- New York $2.04
- California $1.83
Estimate based on 23 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing checklist for Office & Clerical businesses in Louisiana
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Step 1, Confirm coverage threshold
Employers with one or more employees are required to carry workers' compensation insurance. For Office & Clerical operations, this typically applies once you make a first W-2 hire, even part-time.
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Step 2, Pick the right class code
Office & Clerical businesses typically use codes like 8815, 8800, 9052. The wrong code can cost 4 to 10x more or get reclassified at audit. In Louisiana, the cheapest code on this list is 8815 at $0.140 and the most expensive is 8800 at $1.15.
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Step 3, Get a quote
Louisiana Workers Compensation Corporation (LWCC) is one option in Louisiana; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Document subcontractors
A principal contractor can be held liable for the workers' compensation benefits of an uninsured subcontractor's employees if the work performed is part of the principal's trade, business, or occupation. Office & Clerical operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
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Step 5, Annual audit
Carriers audit payroll within 90-120 days of policy expiration. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Office & Clerical class allocation can shift if any worker spends more than 50% of time on a different code.
Office & Clerical workers comp FAQs in Louisiana
What is the typical workers comp rate for Office & Clerical in Louisiana?
Office & Clerical employers in Louisiana pay a median rate of $0.900 per $100 of payroll, with rates ranging from $0.140 to $1.15 depending on the specific class code. The national median across all states for Office & Clerical is $0.670, so Louisiana sits about 34% above the national average.
How many Office & Clerical class codes are filed in Louisiana?
Louisiana has 4 unique NCCI class codes filed for Office & Clerical occupations, drawn from 5 state-class code rate cells in our dataset. The most common codes include 8815 (Clerical Telecommuter Employees), 8800 (Office Clerical), 9052 (Hotel Clerical Office).
Are Office & Clerical 1099 contractors covered by workers comp in Louisiana?
Classification of 1099 contractors is based on a multi-factor test, primarily focusing on the right to control the details of the work performed.
What is the maximum weekly benefit for an injured Office & Clerical worker in Louisiana?
Louisiana caps weekly workers comp benefits at $877 (effective 2025-09-01), calculated as 66.67% of the average weekly wage. Office & Clerical workers are subject to the same statutory cap as workers in any other industry.
How long does a Office & Clerical worker have to file a comp claim in Louisiana?
The statute of limitations in Louisiana is 1 year from the date of injury. Most claims also require notice to the employer within 30 days. Office & Clerical workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Office & Clerical business owner exclude themselves from comp coverage in Louisiana?
Yes, Louisiana allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Office & Clerical owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.