Hotels & Hospitality workers compensation in Arkansas
Hotels & Hospitality businesses in Arkansas pay a median rate of $0.780 per $100 of payroll, ranging from $0.300 to $7.03. The national median for Hotels & Hospitality is $0.860, so Arkansas sits 9% below the national average. 11 unique NCCI class codes are filed in this state for Hotels & Hospitality occupations. Verified 2026-05-09.
Top Hotels & Hospitality class codes in Arkansas
The class codes most likely to apply to a Hotels & Hospitality operation in Arkansas, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.
| Code | Occupation | Rate per $100 | Confidence |
|---|---|---|---|
| 7453 N | Boat Livery | $0.300 | HIGH |
| 9012 | Building Operation - Theaters | $0.550 | HIGH |
| 9083 | Bar, Tavern, or Nightclub | $0.570 | HIGH |
| 9084 | Hotel, All Employees | $0.720 | HIGH |
| 9058 | Hotel, all other employees | $0.760 | HIGH |
| 9061 | Country club | $0.780 | HIGH |
| 9060 | Country Club Operations | $0.890 | HIGH |
| 9033 | Hotel Operations | $1.18 | HIGH |
| 9182 | Golf Course Operation | $1.33 | HIGH |
| 7425 | Railroad Sleeping Car | $1.37 | HIGH |
Arkansas compliance for Hotels & Hospitality employers
Coverage threshold
Employers with 3 or more employees are required to carry workers' compensation insurance.
1099 vs W-2 in Hotels & Hospitality
Workers are generally presumed to be employees unless they meet specific criteria for independent contractor status, which can lead to reclassification and WC liability.
Owner exclusion
Allowed in Arkansas. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$953 at 66.67% of average weekly wage, effective 2026-01-01.
Statute of limitations
2 years from injury date in Arkansas.
Audit window
Arkansas carriers audit payroll within 90 days of policy expiration. Keep Hotels & Hospitality payroll segregated by class code and have job-duty documentation ready.
Cross-cite: full Arkansas workers comp overview · Hotels & Hospitality cross-state rate comparison · Arkansas workers comp lawyer guide · Arkansas settlement chart
Estimate your Hotels & Hospitality premium in Arkansas
Pre-filled to Hotels & Hospitality and Arkansas. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Hotels & Hospitality in Arkansas
$1,500to$35,150
Median: $3,900 · Rate range $0.300 to $7.03 per $100 payroll
Industry median across all states
$4,300
Cheapest states for Hotels & Hospitality
- Pennsylvania $0.380
- Utah $0.460
- Tennessee $0.470
Most expensive
- California $3.38
- New Jersey $2.19
- Hawaii $1.77
Estimate based on 24 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing checklist for Hotels & Hospitality businesses in Arkansas
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Step 1, Confirm coverage threshold
Employers with 3 or more employees are required to carry workers' compensation insurance. For Hotels & Hospitality operations, this typically applies once you make a first W-2 hire, even part-time.
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Step 2, Pick the right class code
Hotels & Hospitality businesses typically use codes like 7453, 9060, 9061. The wrong code can cost 4 to 10x more or get reclassified at audit. In Arkansas, the cheapest code on this list is 7453 N at $0.300 and the most expensive is 7425 at $1.37.
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Step 3, Get a quote
Private carriers write Hotels & Hospitality coverage in Arkansas. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Document subcontractors
A general contractor can be held liable for the workers' compensation benefits of an uninsured subcontractor's employees. Hotels & Hospitality operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
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Step 5, Annual audit
Carriers audit payroll within 90 days of policy expiration. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Hotels & Hospitality class allocation can shift if any worker spends more than 50% of time on a different code.
Hotels & Hospitality workers comp FAQs in Arkansas
What is the typical workers comp rate for Hotels & Hospitality in Arkansas?
Hotels & Hospitality employers in Arkansas pay a median rate of $0.780 per $100 of payroll, with rates ranging from $0.300 to $7.03 depending on the specific class code. The national median across all states for Hotels & Hospitality is $0.860, so Arkansas sits about 9% below the national average.
How many Hotels & Hospitality class codes are filed in Arkansas?
Arkansas has 11 unique NCCI class codes filed for Hotels & Hospitality occupations, drawn from 11 state-class code rate cells in our dataset. The most common codes include 7453 (Boat Livery), 9060 (Country Club Operations), 9061 (Country club).
Are Hotels & Hospitality 1099 contractors covered by workers comp in Arkansas?
Workers are generally presumed to be employees unless they meet specific criteria for independent contractor status, which can lead to reclassification and WC liability.
What is the maximum weekly benefit for an injured Hotels & Hospitality worker in Arkansas?
Arkansas caps weekly workers comp benefits at $953 (effective 2026-01-01), calculated as 66.67% of the average weekly wage. Hotels & Hospitality workers are subject to the same statutory cap as workers in any other industry.
How long does a Hotels & Hospitality worker have to file a comp claim in Arkansas?
The statute of limitations in Arkansas is 2 years from the date of injury. Most claims also require notice to the employer within 30 days. Hotels & Hospitality workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Hotels & Hospitality business owner exclude themselves from comp coverage in Arkansas?
Yes, Arkansas allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Hotels & Hospitality owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.