Security Services workers compensation in Wyoming
Wyoming is a monopolistic state fund (Wyoming Department of Workforce Services), so class-by-class Security Services rates are available only via the state fund, not in public filings. As a national reference, Security Services workers comp runs a median of $1.63 per $100 of payroll, with a range of $0.570 to $4.95 across reporting states. Wyoming caps weekly benefits at $1,595 with a 2-year statute of limitations. Verified 2026-05-09.
Security Services rate context for Wyoming
Wyoming does not publish class-by-class loss costs publicly, but Security Services rates from comparable reporting states give you a useful planning range. Use the national rate range below as a baseline; your actual quote depends on payroll size, loss history, and your specific NCCI class code.
| Security Services class code | Typical occupation | National median | National range |
|---|---|---|---|
| 7720 | Police, sheriffs | $1.63 | $0.570 - $4.95 |
Wyoming compliance for Security Services employers
Coverage threshold
All employers with one or more employees are generally required to carry coverage.
1099 vs W-2 in Security Services
Individuals classified as independent contractors are generally not considered employees for workers' compensation purposes if they meet specific criteria.
Owner exclusion
Allowed in Wyoming. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$1,595 at 66.67% of average weekly wage, effective 2025-07-01.
Statute of limitations
2 years from injury date in Wyoming.
Cross-cite: full Wyoming workers comp overview · Security Services cross-state rate comparison · Wyoming workers comp lawyer guide · Wyoming settlement chart
Estimate your Security Services premium in Wyoming
Pre-filled to Security Services and Wyoming. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Filing checklist for Security Services businesses in Wyoming
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Step 1, Confirm coverage threshold
All employers with one or more employees are generally required to carry coverage. For Security Services operations, this typically applies once you make a first W-2 hire, even part-time.
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Step 2, Pick the right class code
Security Services businesses typically use codes like 7720. The wrong code can cost 4 to 10x more or get reclassified at audit. Across reporting states, Security Services median rates run $1.63 per $100 with a range of $0.570 to $4.95.
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Step 3, Get a quote
Wyoming Department of Workforce Services is one option in Wyoming; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Document subcontractors
Principal contractors are generally liable for injuries to employees of uninsured subcontractors. Security Services operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
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Step 5, Annual audit
Carriers audit payroll within 90 days of policy expiration. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Security Services class allocation can shift if any worker spends more than 50% of time on a different code.
Security Services workers comp FAQs in Wyoming
Why aren't Security Services workers comp rates published for Wyoming?
Wyoming is a monopolistic state fund. Class-by-class rate data for this state is available through the rating bureau or licensed brokers. For a national reference, Security Services median rates run $1.63 per $100 of payroll across all reporting states, with a typical range of $0.570 to $4.95.
How can a Security Services business in Wyoming get a real quote?
Get a quote from any private carrier licensed in Wyoming or the state fund (Wyoming Department of Workforce Services). Provide your annual payroll, ownership structure, and your current Security Services class code. Most carriers will return a binding quote within 24-48 hours.
Are Security Services 1099 contractors covered by workers comp in Wyoming?
Individuals classified as independent contractors are generally not considered employees for workers' compensation purposes if they meet specific criteria.
What is the maximum weekly benefit for an injured Security Services worker in Wyoming?
Wyoming caps weekly workers comp benefits at $1,595 (effective 2025-07-01), calculated as 66.67% of the average weekly wage. Security Services workers are subject to the same statutory cap as workers in any other industry.
How long does a Security Services worker have to file a comp claim in Wyoming?
The statute of limitations in Wyoming is 2 years from the date of injury. Most claims also require notice to the employer within 30 days. Security Services workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Security Services business owner exclude themselves from comp coverage in Wyoming?
Yes, Wyoming allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Security Services owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.