Healthcare workers compensation in Alaska
Healthcare businesses in Alaska pay a median rate of $0.780 per $100 of payroll, ranging from $0.050 to $6.58. The national median for Healthcare is $0.700, so Alaska sits 11% above the national average. 17 unique NCCI class codes are filed in this state for Healthcare occupations. Verified 2026-05-09.
Top Healthcare class codes in Alaska
The class codes most likely to apply to a Healthcare operation in Alaska, sorted from cheapest to most expensive per $100 of payroll. Click into any code for the full state-by-state rate comparison.
| Code | Occupation | Rate per $100 | Confidence |
|---|---|---|---|
| 8871 | Hospice Care - All Other | $0.050 | HIGH |
| 7402 | Ambulance Service | $0.090 | HIGH |
| 8855 | Hospice Care | $0.090 | HIGH |
| 8805 | Medical Office Clerical | $0.190 | HIGH |
| 8805 M | Medical Office Clerical | $0.190 | HIGH |
| 8832 | Physician, non-surgical | $0.280 | HIGH |
| 8833 | Hospital, professional employees | $0.630 | HIGH |
| 8831 | Hospital Other Employees | $0.780 | HIGH |
| 8869 | Home Health Care - All Other | $0.780 | HIGH |
| 9154 | Home Health Care Services | $0.840 | HIGH |
Alaska compliance for Healthcare employers
Coverage threshold
Required for all employers with one or more employees.
1099 vs W-2 in Healthcare
Individuals performing services for remuneration are presumed to be employees unless they meet specific criteria for independent contractor status, including control, separate business, and independent nature of work.
Owner exclusion
Allowed in Alaska. Sole proprietor self-coverage optional; LLC member self-coverage optional.
Max weekly benefit
$1,627 at 80% of average weekly wage, effective 2026-01-01.
Statute of limitations
2 years from injury date in Alaska.
Audit window
Alaska carriers audit payroll Typically within 90 days of policy expiration, but can extend longer based on policy terms and state regulations.. Keep Healthcare payroll segregated by class code and have job-duty documentation ready.
Cross-cite: full Alaska workers comp overview · Healthcare cross-state rate comparison · Alaska workers comp lawyer guide · Alaska settlement chart
Estimate your Healthcare premium in Alaska
Pre-filled to Healthcare and Alaska. Adjust payroll to see a real premium range from filed rates.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Estimated annual premium for Healthcare in Alaska
$250to$32,900
Median: $3,900 · Rate range $0.050 to $6.58 per $100 payroll
Industry median across all states
$3,500
Cheapest states for Healthcare
- Utah $0.340
- Kentucky $0.390
- Tennessee $0.425
Most expensive
- New Jersey $2.58
- Hawaii $1.25
- New York $0.995
Estimate based on 23 states of rate-filing data. Actual premium also reflects experience modifier, schedule credits, and carrier underwriting.
Filing checklist for Healthcare businesses in Alaska
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Step 1, Confirm coverage threshold
Required for all employers with one or more employees. For Healthcare operations, this typically applies once you make a first W-2 hire, even part-time.
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Step 2, Pick the right class code
Healthcare businesses typically use codes like 8805, 9077, 8831. The wrong code can cost 4 to 10x more or get reclassified at audit. In Alaska, the cheapest code on this list is 8871 at $0.050 and the most expensive is 9154 at $0.840.
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Step 3, Get a quote
Workers' Compensation Benefits Guaranty Fund is one option in Alaska; private carriers (Travelers, Hartford, Liberty Mutual, AmTrust) also write coverage. Schedule credits up to 25% are typical for low-loss accounts.
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Step 4, Document subcontractors
General contractors are generally liable for the workers' compensation coverage of uninsured subcontractors and their employees. Healthcare operators with crews of 1099s should keep certificates of insurance for every sub, otherwise the GC absorbs the sub liability at audit.
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Step 5, Annual audit
Carriers audit payroll Typically within 90 days of policy expiration, but can extend longer based on policy terms and state regulations.. Have payroll segregated by class code, job descriptions on file, and overtime properly excluded from rated payroll. Healthcare class allocation can shift if any worker spends more than 50% of time on a different code.
Healthcare workers comp FAQs in Alaska
What is the typical workers comp rate for Healthcare in Alaska?
Healthcare employers in Alaska pay a median rate of $0.780 per $100 of payroll, with rates ranging from $0.050 to $6.58 depending on the specific class code. The national median across all states for Healthcare is $0.700, so Alaska sits about 11% above the national average.
How many Healthcare class codes are filed in Alaska?
Alaska has 17 unique NCCI class codes filed for Healthcare occupations, drawn from 19 state-class code rate cells in our dataset. The most common codes include 8805 (Medical Office Clerical), 9077 (Hospital Operations), 8831 (Hospital Other Employees).
Are Healthcare 1099 contractors covered by workers comp in Alaska?
Individuals performing services for remuneration are presumed to be employees unless they meet specific criteria for independent contractor status, including control, separate business, and independent nature of work.
What is the maximum weekly benefit for an injured Healthcare worker in Alaska?
Alaska caps weekly workers comp benefits at $1,627 (effective 2026-01-01), calculated as 80% of the average weekly wage. Healthcare workers are subject to the same statutory cap as workers in any other industry.
How long does a Healthcare worker have to file a comp claim in Alaska?
The statute of limitations in Alaska is 2 years from the date of injury. Most claims also require notice to the employer within 30 days. Healthcare workers should report any incident on the date it happens, even minor strains, because cumulative trauma claims can fail without contemporaneous documentation.
Can a Healthcare business owner exclude themselves from comp coverage in Alaska?
Yes, Alaska allows business owners (sole proprietors, partners, LLC members, corporate officers) to file an exclusion election. Healthcare owner-operators often elect out to keep premium below the minimum. Sole-proprietor self-coverage is not required, and LLC member self-coverage is not required.