NCCI · 22 states

Workers comp rates for code 4361: Video Production

NCCI class code 4361 covers Video Production in the services industry. The median rate across 22 states is $0.550 per $100 payroll. Rates range from $0.160 in Utah to $1.35 in Hawaii.

Also known as: Video Studio · Television Production

Cheapest 5 states for code 4361

  1. Utah $0.160
  2. Virginia $0.253
  3. Tennessee $0.270
  4. Kansas $0.290
  5. Maryland $0.330

Most expensive 5 states

  1. Hawaii $1.35
  2. California $1.29
  3. New Jersey $1.13
  4. Nevada $0.850
  5. Louisiana $0.670

What does NCCI class code 4361 cover?

Class code 4361 classifies employees performing Video Production, also known as Video Studio, Television Production. The NCCI classification system groups occupations by similar workplace exposure, loss-experience patterns, and operational characteristics. Code 4361 falls within the services industry group and is filed in 22 states.

NCCI's governing classification rules state that a single-classification employer with at least 51% of payroll in this occupation generally classifies all employees under code 4361, with two standard exceptions: clerical office work (segregated payroll records required, reported under code 8810) and outside sales / collectors (code 8742). If your operation has multiple distinct activities, ask your underwriter about a multi-class split before accepting a single-code rating.

Why rates for code 4361 vary so widely across states

The rate spread for code 4361 is 8.4× from cheapest to most expensive ($0.160 in Utah to $1.35 in Hawaii). This isn't randomness, it reflects each state's claim experience for the occupation over the most-recent 5-year window NCCI uses, medical inflation in that state's hospital/clinic market, indemnity (lost-wage) cost levels driven by state maximum weekly benefit caps, and rating-bureau methodology. Independent-bureau states (California's WCIRB, New York's NYCIRB, Pennsylvania's PCRB, New Jersey's NJCRIB, Massachusetts's WCRIBMA, Delaware's DCRB, Wisconsin's WCRB, North Carolina's NCRB, Texas's TDI) often diverge significantly from NCCI's national pure premium, sometimes by 30% or more on the same occupation. Monopolistic-fund states (Ohio, North Dakota, Washington, Wyoming) don't allow private carrier competition, so the state fund's pricing is the only available option.

How to use this code 4361 rate data

  1. Benchmark your carrier quote. A carrier quoting code 4361 above the $0.670 75th-percentile rate is asking for a premium-rated quote, push back or get a second quote.
  2. Identify the right state filing. Use the table below to find your state's filed rate. If your carrier is quoting at a higher rate, the difference is either schedule debit, EMR, deductible loading, or a state-fund surcharge, ask which.
  3. Calculate your effective rate. Effective rate = base rate × EMR ± schedule credit/debit ± deductible loading. Two carriers quoting code 4361 at the same base can vary 30%+ on effective rate after these adjustments.
  4. Consider lower-rate states if locationally flexible. For code 4361, Utah ($0.160) is 88% cheaper than Hawaii ($1.35). Multi-state employers split payroll by state-of-work, not state-of-headquarters, so locating the high-payroll site in a cheaper state directly lowers premium.
  5. Build a 3-year EMR strategy. A 0.85 EMR cuts base rate by 15%; the difference between 0.85 and 1.25 EMR on the same code is a 47% premium difference. Frequency control (preventing every claim, even small ones) drives EMR more than severity control.

Code 4361 rates in all 22 states

State Code Rate per $100 vs peers Source
Utah 4361 $0.160 5% view
Virginia 4361 $0.253 9% view
Tennessee 4361 $0.270 14% view
Kansas 4361 $0.290 18% view
Maryland 4361 $0.330 23% view
Kentucky 4361 $0.350 27% view
New York 4361 $0.394 32% view
Oregon 4361 $0.430 36% view
Michigan 4361 $0.450 41% view
Arkansas 4361 $0.490 45% view
Alabama 4361 $0.510 50% view
Oklahoma 4361 $0.550 55% view
Indiana 4361 $0.580 59% view
Minnesota 4361 $0.590 64% view
Rhode Island 4361 $0.610 68% view
Illinois 4361 $0.621 73% view
Alaska 4361 $0.670 82% view
Louisiana 4361 $0.670 82% view
Nevada 4361 $0.850 86% view
New Jersey 4361 $1.13 91% view
California 4361 $1.29 95% view
Hawaii 4361 $1.35 100% view

Bottom quartile (cheap) Mid Top quartile (expensive)

What types of claims drive code 4361 rates?

Workers comp rate filings for code 4361 reflect what's actually happening on the job, not just generic occupation hazard. NCCI publishes loss-cost analyses showing which injury categories account for the bulk of indemnity (lost-wage) and medical claim cost. For Video Production, the top drivers are typically:

  • Musculoskeletal strain, lifting, twisting, and repetitive motion, is the most-common claim type across occupations.
  • Slips, trips, and falls on workplace surfaces account for 15-25% of typical workplace injuries.
  • Struck-by objects, falling and moving items, produce significant medical-only and indemnity claims.
  • Cumulative trauma conditions develop over years and produce long-tail claim costs in many occupations.

Targeting these drivers in your safety program produces the largest EMR improvement. Frequency control (preventing every claim, including small medical-only incidents) drives the modifier more than severity control. A documented written safety program addressing the top two drivers above is typically the highest-ROI intervention for employers paying for code 4361.

FAQs about NCCI 4361

What occupation is NCCI class code 4361?

Class code 4361 is "Video Production" (also known as Video Studio, Television Production), in the services industry. The code is filed in 22 states.

What is the average workers comp rate for code 4361?

The median rate across 22 states is $0.550 per $100 of payroll, ranging from $0.160 (Utah) to $1.35 (Hawaii).

Why does code 4361 cost more in some states than others?

Workers comp rates reflect each state's loss experience for that occupation, the rating bureau's methodology (NCCI vs. independent), schedule rating credits, and the state's medical-cost inflation. Some states are monopolistic (only the state fund writes coverage) while others are open competitive markets.