Education workers comp rates by state
Low-rate sector. Code 9101 (college/private school), 8868 (private school) typically $0.50-1.50/$100. Public schools often self-insure or use state pool. Across 23 states, the median rate is $0.820 per $100 of payroll, ranging from $0.020 to $8.17.
Typical employer: K-12 districts, private schools, colleges; W-2 with seasonal/part-time mix
5 cheapest states for Education
5 most expensive states
- Minnesota $2.77 median
- New Jersey $2.47 median
- Pennsylvania $1.62 median
- Nevada $1.27 median
- Illinois $1.20 median
Top Education class codes
8820 College Other Employees 22 states 8868 College, non-faculty 22 states 9402 Library Operation 22 states 9410 School Professional Staff 21 states 9110 School, All Employees 3 states 9149 College or University 2 states 8818 College Professional & Clerical 1 states 8821 School Professional & Clerical 1 states 8822 School Other Employees 1 states 9420 University Professional Staff 1 states 9421 School Support Staff 1 states 9422 University Support Staff 1 states 9423 Commercial/Trade Schools 1 states 9424 Arts Schools 1 states 9426 Driving Schools 1 states
Estimate your Education premium
Pre-filled to Education. Pick your state and payroll.
Estimate your workers comp premium
Pick your industry, state, and annual payroll. Range comes from real rate filings.
Rates in every Education state
| State | Codes | Median rate | Range |
|---|---|---|---|
| Utah | 3 | $0.100 | $0.020, $1.43 |
| Oregon | 4 | $0.425 | $0.040, $2.33 |
| Kentucky | 4 | $0.445 | $0.060, $1.64 |
| Tennessee | 4 | $0.585 | $0.050, $1.50 |
| New York | 5 | $0.595 | $0.056, $4.68 |
| Michigan | 4 | $0.615 | $0.050, $1.72 |
| Alabama | 4 | $0.700 | $0.070, $4.16 |
| Kansas | 4 | $0.725 | $0.040, $2.14 |
| Oklahoma | 4 | $0.740 | $0.100, $2.44 |
| Virginia | 5 | $0.763 | $0.023, $1.60 |
| Maryland | 4 | $0.765 | $0.050, $2.21 |
| Arkansas | 4 | $0.780 | $0.080, $3.17 |
| Alaska | 4 | $0.785 | $0.090, $2.37 |
| Indiana | 4 | $0.815 | $0.080, $2.43 |
| California | 11 | $0.820 | $0.180, $8.17 |
| Louisiana | 4 | $0.875 | $0.100, $2.71 |
| Rhode Island | 4 | $0.960 | $0.080, $3.46 |
| Hawaii | 4 | $1.18 | $0.090, $2.47 |
| Illinois | 4 | $1.20 | $0.055, $4.11 |
| Nevada | 5 | $1.27 | $0.130, $3.56 |
| Pennsylvania | 2 | $1.62 | $0.135, $3.10 |
| New Jersey | 6 | $2.47 | $0.250, $6.67 |
| Minnesota | 6 | $2.77 | $0.070, $6.60 |